What Is Final Expense Insurance

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What is a Final Expense Insurance Policy? Death can be scary. Especially your own. But final expenses, such as funeral costs and debts you left behind, can be even scarier, especially for the people you left behind. It’s ok though, because there’s a way to give yourself, and your family, some piece-of-mind, and it’s called a “Final Expenses Insurance Policy”. Let’s explain. Final expenses are all the costs associated with the care of your body after death, which, on average, amounts to around $9,000. Add onto that any expenses that you have left behind, such as bills, debts and more. Most people cannot afford final expenses, which is where the “insurance” part comes into play. Final expense insurance policies can help cover a set amount of costs and debts, from anywhere between $10,000 to $100,000. Like any insurance policy, it’s paid for in monthly premiums. A final expense insurance premium depends on a number of factors about yourself, but typically averages around $30 a month. Maybe Moreso if you’re elderly or in poor health. But the sooner you settle yourself with one, the less it will be! Even with Final Expense Insurance, death is still scary. But maybe you can make it a little less scary. If you want to make sure that you don’t burden your family and loved ones after your passing, final expense life insurance will give you--and your family--peace of mind.
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