Captive vs. Independent Life Insurance Agent - Which is Better?

Summit Life Group is a life insurance agency that supports independent life insurance agents nationwide.

Summit Life Group specializes in selling life insurance over the phone and provides all the tools and training needed for independent agents to sell life insurance from their home.

SLG also supports field agents and provides leads, tools and training from top field producers.

Partner with SLG part-time or full-time and learn how to not just make a living but create a lifestyle!

[xdiegox]

Thanks for the info, man! Started with a captive agency and got my life insurance license but am now thinking of switching over to independent.

[wayneclu]

I started in 1977 with American National collecting a debit spent 2.5 years with them they were captive & they either were harnessing you for not enough collections or you did not sell enough. It was a catch 22 / move over to another company based in Canada had my own office & staff company had a more professional outlook and they really did not have family plans they really were geared towards Business & professional l e Dr, CPA, moved to GA plan discontinued branch office, Moved to another company got along great with old manager then he retired & the company hired a hot shot 1 year wonder did not like him at all moved to P&C company that had a joke of a portfolio of life products to sell. In 1988 join a IMO & been with them ever since. I am independent & it was to bad I did not know this in 1977. If I was a newbie I seriously think about doing P&C just to have more opportunies to see people then get a some help on bluiding the life part.

[vertigohan]

I am a P&C captive. They don't allow me to sell life or other lines of insurance. That sucks.

Can someone work with you as a captive for a couple months and then switch to independent?