The Hard Truth About Captive Agents

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[AshleyBailey-fxgu]

I'm experiencing it now and it does suck. With the big companies you will never own your book of business.

[floridadad]

This is so true and you can't plan on the acquisition of an insurance carrier by something like a hedge fund and that hedge fund may decide it's time to milk an acquisition for everything it's worth. I'm an independent adjuster. I work for "the insurance companies" but as a contractor. No one carrier owns me. It's for the same reason. Better money and I can fire a carrier if I decide that I no longer want to work with them.

[Inescapabletrades]

Great content Sir!
Just a quick question from someone who isn't in the industry. Why will a customer choose your company instead of working straight with the insurance company?

[jayteesgear]

Fully agree with your points. The tech agency i was with went back to office FARRR from where I live so I got P& C licensed this year. Im at my THIRD Agency now… Captive agencies do NOT seem to be professional in many ways and im HARDLY being trained. I would like to be independent in time.

[BA-hvom]

I'm glad the title of "captive" agents is used more often than the synonymous title of "career" agent. The word "captive" is pretty self explanatory. Alrhough it may be the better route for specific individuals, there are strings and regulations attached. Thank you for this video, man

[yungvlad]

🤣🤣🤣🤣🤣🤣🤣🤣🤣 I LOVE HOW YOU BROKE THIS DOWN. YOU HIT EVERY PRESSURE POINT ON CAPTIVE AGENTS NERVES. ITS TRUE. GREAT VIDEO!!!!

[fromjaxflorida]

I've been thinking of going captive first since I don't have experience in insurance, maybe for a few months just to see and learn from the agents in the office, then I'll go independent.

[wesleylatham]

I was captive with Farm Bureau for 12 years and can’t agree more.

[ryanhamilton]

Thanks for the insight man. Looked for a video like this last year when I was looking for an insurance internship. I went with an Allstate and by the end of it, I realized that I need to be independent. Now I’m trying to figure out what products I want to sell.

[sherrir]

Brand new Life, Accident, & Sickness Agent --
think I may start as a captive Medicare agent - it is quite a tough situation if for 90 days I can't sell insurance for certain companies- but the definite monthly income makes sense - and being that I', brand new to the industry - it sounds more than fair

not to mention, If I quit health, I can go into life for those three months and sell without worry about being limited.

[xdiegox]

Currently stuck between staying in a captive agency for life insurance (I'm barely going through the training phase), or switching over to an independent one where I know I have way more flexibility. I just got licensed a month ago and it might be a good idea to stay with a captive agency for a while to learn as much as I can, but I think I'm just gonna go independent already.

[MrMabry-qkeo]

Any recommendations on great non captive fmos

[AdeshSoodeen]

Hi Chris, I'm an independent life and health agent who will be getting my P&C license soon. Can you recommend a good upline for contracting with P&C carriers?

[vee]

What if I am selling ACA as an independent agent and get offered a salary captive position selling final expense can we do that?

[PeaceChanel]

. Peace Shalom Salam Namaste 🙏🏻 😊 🌈 ✌ ☮ ❤ 🕊