How Banks Earn Money? | Business Model of Banks | Dhruv Rathee

Banks are often perceived as a money lending entity, but have you ever thought about how do Banks earn money? What is their Business Model? How do they provide you interest over your Deposits? What if all its customers want to withdraw their money at one time? I explain the economics behind how banks earn money and also explain some important concepts such as Cash Reserve Ratio (CRR), Statutory Liquid Ratio (SLR), Bank Run, Non Performing Assets (NPA), etc. in this video.
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00:00 - Introduction
00:32 - Money from Interest Difference
03:24 - What is Bank Run?
05:39 - Other Sources of Bank's Income
06:56 - SBI vs HDFC Comparison
10:46 - Conclusion

[ravishkumarshorts]

"Don't Learn Politics From Religious Person
And Never learn Religion from Politicians"

[InvestingVision]

A bank is a place that will lend you money if you can prove that you don’t need it😀

[selmonbhoi]

as a commerce student, I never understand how banks works in India but this man explain in much easy way

[JensEggers-ozdp]

Most times strategies works when well applied, In the past I use to have serious phobia for trade because I don't want to lose all my money but I'm very profitable and it has become my best passive income from the first time I bought my house through trade and not salary

[saleemthanjai]

Even if I already knew the content you talk about, I still listen to you to understand well from your mouth. Thanks Dhuruv.

[anant]

I would like to know the business model of e-commerce websites like Amazon, Flipkart, etc.

[hemangrattra]

I am in 10th and was confused in the economics topic
He explained it very well
THanks

[vishnubikkumalla]

11:16 the moment when he giggles by saying "To dekhlo Zara aapke paas bhi kahi 500 crore rakhe hue tho aap bhi jaake try out kar sakte ho"😂😂

[Kingslayerrock]

Dhruv really helps in improving mindset which seems to be best kind of influencer to me

[Error-ntne]

Thanks a lot Dhruv for teaching us.
I was attending one interview in that I have explained business model of banks and interviewer was really impressed with the explanation.

All thanks to you for explaining so nicely.
Keep doing awesome work.🙌🙌🙌🙌

[Karnmadaan]

This topic is in my syallbus I was little bit confused but after watching this video my all doubts are clear

[pulkitbhansali]

Yes you are right, Piyush Jain can open a private bank. He has around 257 crores in cash till now.

[Farhan_Sahid]

I want to know the business model of online shopping apps like Amazon, Flipkart etc. Though they sell items at low cost, how they are earning billions of dollars (They also have to give salaries to their employments)
Edit--> You finally made. Thank you Dhruv bhaiya 🙏🙏

[FascinatingHandwriting]

I have no words to say about you . Dhruv Sir, you are amazing.

[keshumodhvadiya]

I am a commerce student and i know this process really well and i must say you did a great job explaining.

[growknowledge]

Bht hi simple way me samjhaya aapne...dhruv rathee is a largest platform to learn any topic...thank u sir

[rohithooda]

Wow so so informative
I m addicted to Dhruv bhai ❤❤❤❤
Never heard about you till feb23. I m hearing 4-5 vides daily now to catch up with all your previous videos asap

[kalpanabajaj]

You are a largest platform to learn any topics!!!
Thank you!!!

[varadpawekar]

Last month I subscribed this channel now I am addicted to it ...! What a valuable information ☺️

[xyyzz]

We want business model of Facebook and other social media's 🙏🙏🙏🤩