You Have The Wrong Credit Score! | FICO vs. Vantage Explained

You are looking at the wrong credit score and basing judgment off of an incorrect score by most lenders. That could lead to you not being approved for a multiple different types of loans you'd think you would be. Learn to difference between FICO scores and Vantage scores in today's video and where to view them.

Investing Links | Free Stocks + Cash

Saving Money Links

Cryptocurrency

Credit Card Links

Socials

Disclaimers:

I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Before investing, please consult a licensed professional. Any stock purchases I show on video should not be considered “investment recommendations”. I shall not be held liable for any losses you may incur for investing and trading in the stock market in attempt to mirror what I do. Unless investments are FDIC insured, they may decline in value and/or disappear entirely.

Thank you for all your support as always! Love y’all!

[matthewJ]

Im confused because my fico8 on experian is over 700 but my credit cards show me my experian vantage and is under 700. Every company uses all of them and usually go with the lowest score just to disqualify you so i think it's all bs.

[saywhat]

The whole fico credit score system is an absolute joke! It's a very confusing misleading system that was intentionally set-up and designed that way in order for certain lenders to approve or not approve whomever they want whenever they feel like it no matter if that person has a bad credit history or a good one. It gives you a zillion different analysis of a zillion different scores from a zillion different fico versions. Don't tell me my credit score is high only for me to go to a retailer looking stupid after being told something different because they use a totally different version or credit scoring system. This is also 1 of the main reasons why you'll always see foreign immigrants coming from other countries with no prior education or business experience but still being approved for business loans car loans school loans mortgage/property loans etc., in very little time. It's why you'll always see foreign owned businesses & no black own businesses in predominantly black neighborhoods across the country.

[wendellgreenidge]

Why does it take so long to build up your fico score? And the one late payment to destroy it?