Latest Unbiased Comparison between 3 health insurance plans.

Unbiased Comparison between 3 health insurance plans #healthinsurance #hdfcergo #nivabupa #starhealth #reassure2.o #optimasecure #starassure
0:00 INTRODUCTION
1:50 Claim settlement ratio, Network hospitals, ICR, Solvency Ratio, Claim Process.
4:45 Room Rent Capping, Sum assured, Entry age, Policy tenure, Variants.
7:32 Co-payments, Pre & Post, Day care, Modern Treatments, ICU,ICCU, E-Consultations
9:24 Restoration, Ambulance, No claim Bonus, Home care, Domiciliary Treatments.
11:55 PED waiting periods, Annual Health Check ups.
14:05 Ayush Treatments, Maternity cover, consumables, Deductibles.
16:00 Special Features
17:40 Premiums
18:23 Conclusion, Thank you

Title: **Top 3 Health Insurance Plans in India 2024: A Detailed Comparison**

Introduction:
- Greet viewers and introduce the topic of comparing the top 3 health insurance plans in India.
- Briefly explain the importance of having health insurance in today's environment.

Criteria for Comparison:
- Explain the key factors considered for comparing the health insurance plans:
- Coverage Options (what medical expenses are covered)
- Premium Costs (cost of the insurance)
- Co-pay and Deductibles (out-of-pocket costs before the insurance pays)
- Network Hospitals (availability and spread of network hospitals)
- Claim Settlement Ratio (percentage of claims settled by the insurer)
- Customer Service (quality of support provided by the insurer)
- Additional Benefits (like free health check-ups, wellness benefits)

Plan 1: Review and Highlights
- Introduce the first health insurance plan.
- Discuss its key features, pros, cons, and any unique offerings.
- Provide visuals or charts to show benefits and coverage details.

Plan 2: Review and Highlights
- Introduce the second health insurance plan.
- Highlight its main advantages, potential drawbacks, and any special features.
- Include comparative visuals or charts similar to the first plan for consistency.

Plan 3: Review and Highlights
- Introduce the third health insurance plan.
- Outline its strengths, weaknesses, and any standout benefits.
- Use visuals or charts for an easy comparison with the previous plans.

Comparison Segment:
- Provide a side-by-side comparison of the three plans based on the criteria listed.
- Use a table or a detailed chart to compare premiums, coverage, and other key factors.

Conclusion:
- Summarize the pros and cons of each plan and suggest which type of consumer might benefit most from each plan (e.g., families, singles, elderly).
- Remind viewers of the importance of personal needs and preferences when choosing a plan.

Call to Action:
- Encourage viewers to comment with their experiences or questions about health insurance plans.
- Suggest subscribing for more reviews and informational content on health insurance and financial planning.

Credits:
- Acknowledge any sources or experts consulted for the video.
- End with contact information or social media links for viewers to follow.

This format will help viewers make an informed decision while also engaging them with clear and concise information supported by visuals.

Toll free no- 18008900455

[rakesharora]

Sir mother & mera NI parivar mediclaim plus 8 lakhs ka policy hai, age 59 F and chronic illness hai (Diabetes Hypertension COPD/Ashtma Cardiac disease) and me 22 M .
3 lakhs mai no waiting period and base increased to 8L so 5L extra increased base mai 3 years ka waiting hai, 2nd year running so 1.45 years PED left.

Sir kya HDFC ergo optima secure mai port hoga individual (mai exit hunga)? (25k aggregate deductible option ka bhi dikkat nhi hai)? Premium ka no problem.
HDFC ergo ya CARE kismai port hoga sir as National Insurance mai koi ncb nhi hai and premium bhi abhi 39k hi lgta hai so please konsa thik rhega

[sumitgogia]

Sir gi good information but acko healt insurance par bhi ek video banayo please

[ViralEnterment-a-series]

Sir Niva bupa health insurance is best for claim settlement or not ?

[indnitin]

Surprised to see the exclusion of Care Supreme 😮

[moreshwarpanchal]

Please make video on ManipalCigna Lifeline plan. Thank you

[indnitin]

Hdfc has only one time restoration of sum insured in a year. It is not a unlimited times

[harshendragaur]

I am having niva Bupa reassure policy should i migrate in reassure 2.0 or port in hdfc ergo optima decure

[roshansharma]

Jai hind sir me DEFENFE Se hoon meri umar 24 sal hai...or me mere liye individual health insurance dekh raha hoo..5 lakh ya 10 lakh ka cover ho..mujhe aapse ummed hai ki aap recommend kar payenge

[swamidkbose]

brain stroke patient recovered, 57 yrs age, male - koi policy milegi sir?

[RishiKumar-vbfy]

Sir current 8 lakhs basic sum assured policy hai. 2021 mai 3 lakhs base tha. 2022 mai 3 lakhs to 8 lakhs base sum assured increase Kiya. Abhi waiting period chal rha increased amount mai 3 years ka and 2nd year running hai PED ka. So room rent 1% of sum assured of 8 lakhs hoga ya 3 lakhs mere liye filhaal, rs 3000 or rs 8000 per day?

[SachinKumar-gcjk]

Sir mene star health ko port karakar niva Bupa ki aspire dimond+ policy li hai. Or star ki policy ko 24.04.2024 ko 2 year complete ho jaynge.
Muje ye janna hai ki meri wifi ko avn grade 4 (hip replacement) hai. Kya 2 saal baad me operation Kara sakta hu? Please reply.

[Manishkumar-xvhn]

Sir namaskar
Agar hum koi policy policy bazaar se ya uski official site se lete hain to kya hume premium main koi fark dekhne ko milega?
Ya same hi hota hain?

[Enjoylife-jztm]

In star assure if your child becomes 18 during renewal he or she will be considered an adult and premium will be charged as an adult but will get 40% discount on premium and he or she can continue till their marriage.

[rameshgupta]

Star health se badiya incurred claim ratio aaditya birla health insurance active one hai

[Enjoylife-jztm]

In Star assure for 10 lakh to 25 lakh sum assured you can take any room except suite . And above 50 lakh you can take any room.

[sukhpalsingh]

Sir modern treatment ko sahi se bhaye kiyu ki niva bupa me limited hai kyu????

[ashimroy]

Dear Sir, Which the best health insurance up to SA 5 lac

[amitabbsethi]

Star health 5 lakh se uper koi capping nahi hai 10 lakh or us ke upar any room hai

[shubhammittal]

@insuranceseva
Hello Sir,
This was a very informational video based on Chart.
If possible can you make same video on HDFC ERGO Secure, ICICI LOMBARD health advantage apex plus and NIVA BHUPA

[amitabbsethi]

Sirf apne products ke bare jyada bataya geya hai