How to Get A PERFECT Credit Score For $0

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[shoestoo]

Have you ever noticed when you use credit it goes on your report right away and when you pay off your loan it takes forever to reflect on your credit

[citystars]

Currently went from a 560 to a 725 in 2 years, very proud of my score.

[lilbit]

Bonus- to boost your score, pay credit card bill before the end of billing cycle, NOT your due date. It is weeks before the actual due date.

[avenger]

We paid off our house, and my credit dropped 30 points in the following months. It's currently as low as I can ever remember it being, in the low 790's. Paying off debt apparently isn't how you get credit scores up.

[SirShiv]

Imagine sweating your ass off to get a credit score in a country who can't handle their fiscal responsibilities but will actively punish you for not staying on top of yours.

[christopherhodges]

I'm at 767 came all the way from 550

[rodrigocortes]

Here’s a tip for parents with teens. Put them on your credit card at age 14 as an authorized user without telling them. We did this with our daughter and now she’s 20 years old in college with a 790 credit score. 🤑🤑🤑. We told her to check her credit score on her 20th birthday and to our surprise she has a 6 year credit history and on her way to financial success.

[jw]

I have had that for over 30 years, simple... just pay your bills in full before they are due, live below your means, keep ratios low..do not carry a balance. Keep some credit cards and never cancel them even if you stop using them because it provides history.

[tubezaspiak]

Simply the clearest explanation of how credit scores work that I've come across, Thank you.

[RobTRWSC]

All good info. I was well into my 30's before I figured out most of this. They REALLY need to teach this in High School, as well as preparing a tax return. Schools desperately need a class on being fiscally responsible.

[lasvegan]

I've worked in finance my entire career, auto's, mortgage, RV's etc. This information is true and correct.

[WadePhucDien]

The way you guys just remain humble & move behind the recommendation is how more people should move. You Prime consultant 001 deserve it all! This Helps people see how much of an angel cognitive notch is. I'm proud of you man. The Main reason you inspire me to help people.

[jacklynholman]

I just paid off both of my car loans. I was so happy.. then I found out it lowered my credit score... that is annoying 😑

[nejyz]

Brian, you've consistently produced quality, informative content on this channel for years now. We salute you for your service, my good sir!

[Lisacarroll]

Its annoying how quickly they reduce your score if you make large purchases, yet they are slow to give you the points back or don't give you the same number of points back when the payment gets paid in full by the due date.

[hansrajmeena]

Congratulations, *DaleValskov* I am relieved that you are out there fighting these thugs, We musttake every precaution to protect the elderly and the general public from these despicable con artists. Congratulations to You!! You deserve the Nobel Peace Prize for ensuring our security.

[Charlesmarcel-eeke]

I can say this the credit score will never stay the same it goes up and down all the time I’m 720 to 750 down to 680 back to 750 all under one year I only have 4 credit cards 💳💳💳💳😊

[mariacruz_]

Thank you for sharing your wealth of knowledge Brian! There are so many "credit repair" companies taking advantage of people.

[ronlarson]

Whoo Hoo, I'm Excellent!!! 30 years ago I had NO credit, hard work and paying my bills worked for me. No debt and paid off mortgage allowed me to retire at 60, 2 years ago.
I am a high school dropout that became a millionaire as a blue collar worker 😊

[-old-Forthischet]

During my working career, my credit score was just above 700 which was fine. I then retired and on a fixed income. Both of my vehicles are 20 years old. My travel trailer was bought with cash. About ten years after retiring, I paid off my mortgage quickly with double payments and then a lump sump payment for the final payment.

I then started paying off my credit card balance shown EVERY WEEK. My credit score then jumped to 840. It really doesn't matter now, because at my age, I don't plan on buying anything expensive.