What is Rental Reimbursement (Rental Car) Coverage?

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An often overlooked coverage on a personal auto policy is the Rental Reimbursement or Rental Car coverage.

For a relatively small premium, you can elect the coverage to have a rental car paid for by your insurance company after a COVERED incident that led to your car being put in the shop for repairs.

This is typically not a coverage that is available unless you have physical damage coverage on your policy - aka the comp. & collision coverages (also aka full coverage).

Most companies limit this rental reimbursement to a 30 day claim.

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