How Realistic is Ramsey's 8% Advice? #investing #retirement #advice #money #shortsfeed

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Комментарии
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Great point: Building margins of safety or moats between you and situations you have no control over is wise. The sequence of return risk is such an example.

davidfolts
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Leverage some debt instead when the market is down! E.g. Cash out refinance, use the cash to live.

eedre
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The moment I saw this guy's face, my thought was "bro, what are you trying to sell me?"

rajvo
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lol, you can get the 12% return without the down side if you have a 5 year emergency fund in inflation adjusted bonds to draw from when the market is down and you can replenish when the market is up.

GrandpasPlace
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Long time Ramsey "listener" because so much of his content makes its way through my filters after blocking. The only advice that I put any faith in is his debt free spiel. The rest is based on his emotions and feelings and much of it is outdated at best. For the average person who's idea of a solid investment is the daily lottery it works for them.

JohnJohn-wrjo
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Dave is a dinosaur. Gives terrible advice

brandoncyoung