Shocking Return from Gold!! #finance #gold #shorts

Note: Last 1 Year Return!

In India 20,000-30,000 Kg gold is sold every Dhanteras!!

Some buy it for daily-use jewelry, while others see it as an investment.

So, depending on your use case — here’s a complete analysis to guide your purchase.

1.Gold Jewlery
a.Good for daily personal use, physical possession
b.Investment returns: Low due to high costs (making charges 10-30%, wastage 5-10%, GST 3%).
c.Taxation (Short-term): If sold within 2 years, taxed as per your slab rate (short-term capital gains).
d.Taxation (Long-term): If held for over 2 years, long-term capital gains @ 12.5%.

2.Gold Coins
a.Now if you are looking from investment point of view but still want physical possession then gold coins are the best option
b.It has lower making charges 1 - 3% and is available in 24K but yeah GST @ 3% will still be charged.
c.Taxation - Same as gold jewellery

3.Gold ETF
a.Now if you want gold solely as investment then gold ETF are better option as you can invest with as low as ₹50 - ₹60.
b.It has no making charge or GST thus giving you higher returns, but expense ratio and brokerage fees will be there.
c.Taxation - Within 1-year STCG will be applied - as per your slab rate, After 1 year LTCG @ 12.5%

4.Sovereign Gold Bond
a.Hands down this is the best gold investment, issued by RBI these bonds reflect the returns of physical 24K gold over an 8-year period.
b.The RBI typically announces new SGB tranches every 3-4 months, but none have been issued since February.
c.But you can still buy SGBs in the secondary market.
d.Since 2015, 67 tranches have been launched, issuing 14.7 crore units listed on the BSE and NSE.

5.Digital Gold
a.Regulatory oversight, and consumers face platform fees commission of 2-3% 3% GST, which lower returns. A
b.Additionally, buyers often pay more than sellers receive due to the ‘bid-ask spread,’ typically 4-6% for digital gold.

Disclaimer: This reel is for educational purposes only. Past returns do not guarantee future performance. Gold can be a valuable investment for diversifying your portfolio, but always choose based on your individual needs and goals.

[Anushka Rathod, finance, gold, jewellery, SGB]
#anushkarathod #finance #gold #jewellery #sgb

[vishalsadhula]

Why new series of SGBs haven't issued what's the problem ??