Decoded: What is UPI and how does it work?

Launched in 2016, UPI is a revolutionary technology framework used for mobile payments in India. We are all familiar with Paytm, PhonePe and Google Pay. But how does UPI work? Let’s find out

Join us :

Our Apps:

[ooRobertoo]

Glad for India to finally catch up on tech

[manuoz]

Is the upi if will be different for each bank account? Like I have 3 bank account so how can I set upi id for each of these?

[tejaswilog]

Content is good magar mic 🎤 ko change kijiye

[dravinashshinde]

Informative, But stop that background music

[amateur_football]

UPI is not really free, the Indian government pays for the transactions costs

[anandmohan]

What is UPI ??? remained same after explanation.

[Soysa]

Hi.. i have a friend in india.. i am from srilanka. He said to me download the UPI app then he can transfer the money... is it possible?

[kabirsaheb]

Hello sir... I want to know that can we have/use a single different mobile number for ( other then which is linked to bank account) for phonePe, Googlepay(UPI apps ). Will it work.?
I mean recently updated my mobile no. In Bank. But I can still use phone, Googlepay.. etc for sending and receiving money for day-to-day task with my other no. Linked to it. I have not updated my new no. On this app.

Is it because I have dual sim phone. Or UPI linking no. Should be bank linked no. Is not mendatory. Please 🙏 reply and give me some clarity. I have been searching answer for this from past 4 days and not getting clearity. 😅

[Aquamanken]

Very cool, convenient for everyone.

[Ficus-religiosa]

Not available for russians, because doesn't support mir or unionpay systems