Beginner's Guide To Budgeting | Step By Step Tutorial! 2024 |NEVER LATE TO START

Beginner's Guide To Budgeting | Step By Step Tutorial! 2024 |NEVER LATE TO START
#beginnersbudgeting,#howtobudget,#Beginnersguidetobudget

Hi Friends,
My name is Delia. I live in Arizona.🌵 .I started budgeting in 2021. It has worked so well, i was able to save money. I want to share with you all how i did it, come join me on my budgeting journey and becoming debt free.

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ETSY DEBT SNOWBALL TRACKER: $2.00 UNLIMITED PRINTING OF DIGITAL DOCUMENT

☆ Follow Along ☆
00:00 Intro
00:40

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Etsy shop:

🌟SHOP MY BUDGET SYSTEM:
Clear Bill Organizer:
Clear Glitter Budget Binder
Scotch Thermal Laminator:
*BROTHER P-TOUCH LABEL MAKER
*MOTERM WALLET A7
markers used:

**TO KNOW | IF YOU’RE NEW TO THIS SYSTEM**
•The envelope budgeting system divides your income into different spending categories—bills, groceries, gas, and so on. Once you've decided how much you should spend on each category, you'll take that amount in cash and place it into an envelope.
•Sinking Funds- are savings categories that have a specific purpose and can have a timeline or not. These categories are not a monthly expense but an expense that will come up. Example: Christmas is an expense most of us know is coming at the end of the year, so put aside money every month and by December you will have a fully funded sinking fund without the headache or “surprise expense”.

✩ Disclaimer: I am not a financial or business advisor. All advise and experiences on this channel are my experiences and are shared purely for entertainment purposes. ✩

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[BudgetsWithELMA]

Loving this video ❤ Thank you for sharing 😊

[susanpacheco]

I budget paycheck to paycheck. I’m trying to get a month ahead so that I can start splitting my bills in half. 😊