STAR ASSURE Vs STAR COMPREHENSIVE Vs STAR HEALTH OPTIMA |Comparison | STAR HEALTH INSURANCE IN HINDI

In this video, we have compared the 3 mainline products of star health insurance so if already own any star health policy or planning to buy star policy this video will help you to decide which is the best one for you

For any queries:
📞 Call : 8770100770
-----------------------------------------------------------------------------------------
You can also reach out to us on our Social Media:

Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person. The video is based on 15 years of experience of Financial industry. It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Invest & Insure. Abhishek Goel will not hold be held responsible as this is not to be considered as personal finance advise. The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts. Viewers should do their own due diligence before taking any action based on the video. Viewers discretion is advised.

[AmitSharma-dtyr]

Thanks for this comparison but one of major factor is not covered, which is children's age limit covered in all three package...kindly help even this point to understand to be able to decide...

[sjrajbonshi]

Sir, Same plan mein Sum insured amount increase karega toh existing no claim bonus benefit milega kiya nshi milega?

[SameerMiglani-bupk]

I have a family optima plan since 5 years. SI 5L. No claim taken.
company has increased Premium from about 16.5k to 27k.
Im confused about what to do.
Shoud i migrate to assure plan with SI 10L. Or is there any other suggestion frim you.

[mdabidmisbahool]

Requesting to explain broadly on RESTORATION and NO CLAIM BONUS

[rszsgvl]

Sir, I have Optima plan for parents 59 years & 55 Years, Premium for renewal is 40k for 5L + 2 L bonus, Do you suggest to renew same plan or switch to Assure or Comprehensive, in this year i used 40k claim, Pls suggest have only 1 day to decide, Also in switching to any plans will i lose 2 lac bonus, Thanks

[akshaysharma]

If my sum assured at the time of taking policy was 4 lack but now after adding no claim bonus after 1 year my sum assured is 5 lack in health optima plan. I want know will I still be eligible for 5k/per day room rent or Now am I eligible for single private AC room?

[rogertrec]

What about Zonal capping in Assure vs Comprehensive plan?

[tejasmahale]

Sir i have 3 lakh health optima policy with around 2 lakh bonus so total 5 lakh. So is it good decision to migrate to assure plan of 5 lakh . Even after including bonus of health optima it will be equal to assure plan sum issured.

[prasadghugarkar]

Why we can't migrate health optima family plan to Yougstar family plan ?
Though age is 32 years.

[joydeepchakrabortty]

Sir,
What will be best for me? I am 26 years old and unmarried. Nearby hospital has no ccashless coverage of Hdfc Optima.. It has only star..
Is it hard process to reimburse in Hdfc Optima?

Or I should go with Star.
Star Comprehensive or Smart heath pro is best?

[anitaalbuquerque]

Sir. Thank you so much for the information.
I have a health Optima of 3lakh for me and my son from 2014 and would like to imgrate to comprehensive or assure... what is no bonus claim...will it be a problem?? Please guide

[prasadbhaste]

THANK YOU SIR. I have 5 lakh SUM ASSURED in Family Health Optim. But should I take comprehensive or ASSURED to get the benefit? Tell me which has more benefit. I'm confused. ASSURE PLAN HI ACHA LAG RAHA HAI MERE KO.

[tusharbhai]

Sir, i have two policies ( 2 and 2+1) family health optima of 3 lakh each from last 10 years but now the company increased the premium by high margin in both policy...should i shift to assure as it has option of premium deduction option???

[varaprasad]

Sir

I got the following questions about the restoration benefit in Star Assire

CASE:

Suppose a person claimed Rs 10 L for Modern treatment - Robotic Surgery - when the sum insured is 10 lakhs in his first hospitalization

The amount will be restored for 10 L

He admitted in the hospital again for the same disease - in the same year - and got got treated with the another modern treatment for say 8 Lakhs.

Is the claim is paid or not?

Presicely whether any one can use the modern treatment second time, third time etc when the amount is restored second time . third time etc in the same policy year

Or

Modern treatment will be used ONLY ONCE in the policy year

Please reply

Kind regards

Vara Prasad

[t--k.]

Sir we have comprehensive plan but its premium is increasing rapidly every year.
It there any plan of star health where inflation could be freezed. Our floater plan started from 29000 now it is 36000 just in 3 years.

[rockwithclassy]

Can i switch star family health optima policy to star assure policy
I claim once time
I taken optima policy before 3 year

[prasantakumarmeher]

I am having same plan. This year I have transfefred it from online to offline. But Branch is unable to renew it for last 7 days. What should I do... Also star health customer care is doing nothing

[pradeeppatel]

In star assure, 50 lakhs is sum insured cap for fresh at age 66 or also for old policy renewal?

[anupamsaha]

Is there any sublimits of any diseases in comprehensive

[samirkb]

Hi sir meri Star health Yang star gold policy hai..abhi mai soch raha hu Star health assure policy me Port karne ke bare me ..kya sahi rahe ga? 13/03/ 2024 me renew date hai