What is a section 75 claim? (s75 Consumer Credit Act 1974) #shorts

Section 75 of the Consumer Credit Act 1974 is one of the most powerful weapons in a consumer’s armoury. If something you buy doesn’t work, or a tradesman doesn’t provide a service you paid for, you can get a refund or compensation from your credit card company rather than suing the seller or supplier. This is incredibly useful if the seller:

- Doesn’t have the money
- Can’t be traced
- Or is just being awkward

It applies to purchases of over £100 but under £30,000, and they must have been paid for with your credit card – it doesn’t work for debit card payments.

You can bring a s75 claim by contacting your credit card company and filling in a form. If they refuse your claim, you can sue them in the same way as you would the original seller or supplier.

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IMPORTANT INFORMATION:
This video is published by Employment Law Services Limited. The information in this video is for general guidance only and, although the presenters and publisher believe it was correct at the time it was recorded (April 2021), the law may have changed since then. You should always seek your own independent legal advice. Please note that for employment law, the law explained applies to England, Scotland and Wales. For all other areas of law, it applies to England only.

PS: Some of the links in this description are to my own products or are affiliate links that I get a commission from.

[Lioness-Ma]

It actually does work for debit card payments also.

[tabarakrashid]

Hi how can I contact you regarding the cc act 1974

[nats]

Do you have pay the whole amount on the credit card ?