ACV vs RCV Policies

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Hometown Restoration LLC
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Recently file roof claim n approved. They sent a ACV check instead of RCV. Call them n ask them why n he said I do got RCV policy but my roof was over 15 Years old n they only paid me ACV check instead of RCV. He also said if I file my roof before 15 years I would of got RCV check. Button line if the roof was over 15 years old u get ACV check. N if roof was before 15 years when u claim u get RCV. Is that true????

kimla