ACV vs. RCV (Actual Cash Value and Replacement Cost Value)

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  1. Missouri DCI
  2. rcv
  3. acv
  4. replacement cost value
  5. actual cash value
  6. insurance
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Комментарии
Автор

Hello, i have an ACV policy. Insurance gave me 2500. Not enough for me to cover a roof repair. Can i return this money to the insurance company (check made out to me and the mortgae lender) and just not do the work? What happens to my insurance? (Premiums, being dropped, etc). Thank you

edgarallpo
Автор

My claim was approve n they send me a ACV check instead of RCV. I call them n he said I do have a RCV policy but when I file a claim my roof was over 15 years old. That’s why I got paid ACV check. He also said if I file my claim before 15 years old roof then I would of got RCV check. Is that true????

kimla
Автор

What planet do you live on? Most insurance companies will do what ever it takes, not to pay their responsibility. State Farm accused me of being in some wild scheme with my renter who destroyed my house and quit paying rent. I only have a $15, 000 max payment on thief with a $3000 deductible. I already paid thousands of dollars just to try and get the house back the was it was when I rented it. Yet they say I am being investigated because after this event I decided to sell my house and not rent anymore. They say it is suspicious. Stay away from State Farm!

hotsjc