Learn How - Our 10 Frugal Habits We Live By Daily!

Frugal Living! Learn what the 10 frugal habits are that we live by daily. Easy, practical, and simple steps that you can start putting into effect today! These habits will save you SO much money and keep you debt free! Learn how we maintain living below our means yet still have a full abundant life. Hear what we do on a daily basis to stay within our budget, not overspend, and save for the future! Early retirement couple shows you how!

Mailing Address:
Frugal Money Saver
P.O. Box 256
Jefferson Valley, NY 10535

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[sharonlugone]

Love this so much!!! My favorite of the ten is that you don't have a feeling of deprivation, followed by being grateful for all the small things in your lives. I would add, taking good care of what you do have, including keeping your house clean and organized. Becoming a good housekeeper has changed my life. I used to shop to escape from my messy house. Now my apartment is my sanctuary and my life feels rich even though I live on a small pension. Love you two! ❤️❤️❤️

[goheen]

You are my soul sister!!! Everything you say, we do... We have been 100% debt free for 19 months and it is so great going to bed at night, knowing we don't owe a penny to anybody! We will never go back in debt again...

[candlewax]

I rewarded myself with material things a bit yoo much when I was working. Now I'm retired I realise I have everything I need and wear all my clothes instead of hoarding them. Its great.

[margal]

I was married for a long time to a financially abusive husband so I’m finally able to allow myself the discipline of maintaining a sound budget so I can thrive (and my 2 kids). With him they get the: whatever you want 🤑 with me, they get the resourcefulness of “let’s figure out what we can make instead of order pizza or takeout.” I think they’re getting some great lessons for real life in real time 🧡😎 gratefulness is key!!

[brightfuture]

Yes, I feel exactly the same as you do about frugal living. Not only do I not feel deprived, but living this way makes me really appreciate what we DO have. If I am not indulging myself on fine chocolates on a daily basis, but allowing myself to have a small piece once or twice a week then it really allows me to savor and enjoy it MORE (not less).

[jillygirl]

Being grateful for what we have gives us a solid basis for our financial freedom.

[jonnaborosky]

Ditto 😊 but I really don't compare myself with others. I compare myself with where I was last year, five years ago, ten years ago....etc. That's how I know if I'm meeting goals and learning, improving and growing.

[divarose]

I just stated tracking my grocery shopping for the last 5 months, and OMG I cant believe how much money I spend on groceries!! Now that I am tracking, I have shaved 67% off my grocery bill without compromising the quality:-)) I am soo excited to see the numbers drop:-)))) I also am tracking my visits to the grocery store, and have gone from an average of 23 trips a month to 7 trips so far in Nov. Its almost like watching the scale when you are losing weight LOL I only wish I would have done this years ago:-( but better now, then wondering where my money is going!!! I'm kinda becoming a tight wad lol I ask myself " do I need this??" the answer is usually NO

[WilletteB]

You have such reasonable goals. My mentor, grandmother was always content with her life. She taught me many things about life. She raised her children, my mom, and uncle, alone after my grandfather passed. I will always remember her attempt to acquaint me with a more frugal lifestyle. I miss her every day. 🙏🤗

[francinehogsett]

My kids know if there are leftover hamburger buns it going to be garlic bread for the next meal....if I have leftover hamburger patties it meatballs...leftover fruit. It’s cobbler you just have to be creative...love you guys 😊❤️ btw I said I wanted new wooden spoons for Christmas....😂

[suzyq]

Thanks! I was looking for advice to use up things in the fridge so there’s no waste. I never thought about googling the ingredients!

[shannonjohnson]

Thank you so much your tips have helped encourage me as a single mother of two and I'm on my journey to being debt free.

[melissai]

I have to stop and say, ... I love your pink kitchen aid ❤️

[ntombifuthidlamini]

It's so nice your husband is so supportive, he chips in on the videos. Your points are on point!!

[bessieoriotis]

The best thing is to live below your means. That's freedom from unneeded expenses and tension and worry. Being grateful for those things you have gives you a peace of mind and a joy that cannot be replaced by simple materialism or keeping up with the Jones.

[seariakett]

*#NewSubscriber* 🇨🇦
"Shopping is not a hobby."
▪︎▪︎▪︎
Repeat 3 times ... close Amazon ... go read a book.

[bruce]

Tip # 5 for saving your money, always shop around for the best price before buying anything.

[alphaandomega]

Who’s the ding dong that would give a thumbs down on great advice. 🙄. 🙏🏻 for these people please.

[karenvalerio]

I totally agree with you. It took years for me but I realized it’s all about contentment and being settled in your life. When you look for free things to do you realize there’s so much out there. We are from New Jersey and we love sitting on the beach in the summer, taking hikes in the fall
and spring, we recently did a full day fall scenic drive looking at the leaves and stoping for a picnic.We don’t drink or gamble and go out to eat once in a while. I do love to travel so that is what we save for. Our lives are full and we are so content.
I’m happy I found your channel ♥️

[maryannrogers]

I love your first tip about gratitude. My favorite affirmation is: gratitude is a natural anti-depressant. I think it also helps to be content with the season of life you are in at this time. That way you don’t have to fill your life with “things” that don’t bring happiness.