Can a Loan be used to pay for Closing Costs?

We routinely receive calls asking if a loan could be used to pay closing costs. Many times, homebuyers look for alternate means to cover closing costs.

In this video, Angelo explains exactly what payment methods can be accepted for house closing costs.

📞 Call or Text Angelo Directly 832-431-6331
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“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

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[solwellnesscoach]

Thank you so much for this information. I’m in the process of searching for my first rental property. And, I thought about getting small advance cash to add to my closing payment. I’m glad I came across your channel!🙏🏾

[investtradesave]

Sure you can, they are called silent second mortgages

[ismaelortiz]

No thats a big no no but it doesn't mean that you can't get gift from work or family members

[raibhai]

Hello sir. good morning. I have one question. Does interest rate go down if credit score increased before closing Or if we buying lower amounts of house then pre approval latter? Or interest rates stay same? Thank you. 🙏🙏

[toyanun]

What is the basic requirement for a NO DOC LOAN

[GaviRG]

Would a credit card be considered a loan?

[solwellnesscoach]

Quick question. Can I choose my own escrow company?

[AngeloChristianMortgage]

We routinely receive calls asking if a loan could be used to pay closing costs. Many times, homebuyers look for alternate means to cover closing costs.

In this video, Angelo explains exactly what payment methods can be accepted for house closing costs.

📞 Call or Text Angelo Directly 832-431-6331
20+ Years in Business Serving America!