Best HSA Accounts (Top 5 Health Savings Accounts)

Best HSA Accounts (Top 5 Health Savings Accounts) - I go over the best HSA Accounts on the market. There are hundreds of HSA Accounts Providers but picking one for your own HSA account is difficult. Picking the wrong one could cost you over $100,000 overtime. HSA accounts how do they work? A Health Savings Account is an investment account disguised as a savings account for medical expenses. They are triple tax advantaged, which makes them even better than Roth IRAs! Keep watching to learn about the best HSA Accounts on the market.

TIMESTAMPS
00:00 - Introduction
01:08 - Lively HSA Account
03:58 - Fidelity Investment HSA Account
06:36 - Health Savings HSA Account
08:07 - HSA Bank
10:05 - Further HSA Account

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[dkbullock]

That was a great summation! I've decided to go with Lively as well.

[PhylHays]

I know this video is old, but may I ask you what made you decide to x out optum in the preview pic?

[danhughart]

Xena; Thank you for a VERY important video. People really need to do this! We all know people who have been hit with unexpected medical bills that their insurance did not, or did not cover in full, resulting in financial ruin.

[financemadesimple-personal]

Great video as always, it appears Lively is the one people seem to favor. Definitely dont want to run that marathon on legos!

[TylerSinden]

HSA's are definitely overlooked! This is great information.

[MichaelSchantz]

Once I got over how cute this girl is - this is actually really fantastic information! Thank you! :D

[ronniwalsh]

While you can pick a new HSA account provider, if you already have it with an existing employer's provider, it's important to consider/ask 1. if the company is giving an incentive to stay with their provider - for example some companies give up to $1, 000 to each employee that is enrolled, will moving it make up for this loss? 2. Will the current account provider charge any fees to do this transfer? If you are already invested with them, you will have to liquidate so you don't want to incur an additional fee to transfer. 3. You need to ask your current employer if they will allow this - meaning if they are taking $$ out of your paycheck to put into the account of the HSA provider they deal with, will they be willing to send it to the provider you are choosing. It's just a matter of using a routing number to make the transfer, but your current employer would have to agree to do that.

[HarlandDWhite]

Hey Xena, great breakdown of options!! I have HSA Bank through my job with the TD Ameritrade investing option!

[rainacherienne]

I want to transfer from Health Equity to either HSA Bank/Schwab or Fidelity. HE tells me they cannot transfer in-kind and I have to liquidate investment before they transfer. It does not make sense, it cannot be correct?

[glennmartinez]

Another great informative video, was very unaware about this. Fantastic job in breaking it down and making it easy to understand to a noob.

[CheJoffre]

Great video! Exactly the kind of information I was looking for. Thank you!

[frazhierlagora]

Hello! Thank you for the great and informative video! I current have a FreeSaver HSA at further and I was told that even if I reach the threshold, I will still not be able to invest the money in that HSA. I would like how to switch to a different kind of HSA. Should I contact support? I got this HSA through my employer. Is it possible open an HSA without an employer? Thank you for your time!

[Piwork]

Seems like Fidelity is the no brainer for me.

[Pepestocks]

Been meaning to get an HSA for awhile.

[deltadeltas]

As of 12/2022, HSA Bank $2.50 per month fee is not waived for any minimum balance.

[Unsilentmajority-]

Currently Sept 2023…. Fidelity still doing 0.01%?

[nastynate]

if I setup hsa bank and td amertrade will I be allowed to invest the balance into leveraged etfs like tqqq and fngu?

[siriusjones]

My HSA was cancelled after I left the company. I have no options to cash out or transfer. They said it was because it was an employer funded HSA, I did not have that option. Oh well. No one mentions this . I guess no one is aware of this.

[coolshail]

@xenakaifinancevideos8650 thank you for detailed comparison, if employer has Payflex HSA and I want to continue with my individual Fidelity HSA, would there be any difference in tax deduction? I mean if I opt Payflex HSA, it's pretax value vs If I go for individual I will be contributing from post tax income..will I be losing anything post tax HSA contribution?

[shaquilleredhair]

Awsome..my job offers an HSA...I think were automatically enrolled...I know some can rollover...🤔