The Best UK Bank Accounts for 2024

If you're looking to move to a better bank, or add a few more accounts in your name, then this is my rundown of the best ones for 2024.

It includes the best banks for managing your money, the best for app banking, the best bank for overdrafts, the best for rewards, best for bank switching and the most ethical current accounts.

W A T C H N E X T

#Bankaccounts #currentaccounts #bestbanks

MORE

(You'll also get a free Quidco bonus for signing up)

00:00 Switching or opening new accounts
01:10 Best current account for switching
02:12 Best banking app
04:42 Best current account for spending
07:36 Best current account for bills
10:56 Best current accounts for rewards
13:02 Best current account for savings
16:32 Best 0% overdraft current account
18:06 Best ethical current accounts
20:00 Best "I only want one" current accounts

A B O U T A N D Y

DISCLAIMER
Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.

[ee]

The 7% First Direct Regular Saver account will earn you more in interest than the Nationwide 8% regular saver in 12 months if you can give the maximum monthly contribution of £300pcm. You also get the switching bonus plus a far better banking app.

[poetry-and-protest]

I appreciated the reference to banks & arms manufacturing. Too often ethical banking discussions focus only on climate issues.

[ben.farrar]

Thanks for the info. Some graphics on the screen would be really useful to follow along with for any future videos 😊

[yungtomzzy]

Chase, Starling, Barclays, Amex or NatWest

[adrianl]

Anyone not wanting to set-up DDs for cashback at Santander Edge can still open Santander Edge to then open the Edge Saver (£4k @ 7%). No fees at all on either account doing that.

[sssss]

Thanks to Andy and the team. Happy new year.

[likhan.ghosh.]

HSBC has the worst online/app banking experience

[TiffersHz]

Thank you. I really appreciate your recommendations for the most ethical banks that aren't funding harmful activities such as munitions. What a peaceful, balanced world it would be if this was the default first consideration people made when searching for a bank. Gratitude and good vibes sent to you. 🙏

[KellieatLarge]

Thanks Andy! You're turning me into a money nerd too 😂 Will you be doing an updated video on the best business accounts? I'm shopping for one for a new freelance venture.

[TheDandonian]

What's the best if you're chronically unemployed, maxed out on what was your student over draft, with a horrendous credit score? Asking for a friend.

[juliamaitland]

My Barclays branch is closing and I need to find a new current account with a branch as I have some foreign income which needs verifying annually physically in branch. I don't bank online and have no desire to which I know is prehistoric

[davidpascoe]

I've moved from First Direct after 20yrs after very bad customer service

[hissenguinho]

I'm currently with HSBC UK both on current and savings account. I wonder if i should switch both. The thing is that in 2 months I'll be travelling abroad, and was planning on getting a credit card for safety and spending. I wonder if switching will affect my credit score

[hayleycottrell]

Happy New Year Andy, if you wanted to build a side business/ side income what would be the best bank account for that? To go along side my normal 9 to 5 job. Love your videos.

[akaski]

I want a human bank that i can call into even though i bank online

[adamnewbery]

I'm hoping for a santandar switch early next year. I need to get rid of my barclays account! Got my plum and moneybox direct debits still running ready to say goodbye to barclays, the worst bank I have ever used !

[josefschiltz]

What has really annoyed me - having dyscalculia - is Barclays removing the 'Money In' and 'Money Out' columnar layout, just having that for 'Recent Transactions'. The layout that they have replaced it with makes me lose track. I suspect it is a 'suit all' response to people who bank using their phones. Well, I don't bank using a phone! There ought to be a choice of format.

[MENSA.lady]

I only have 1 account and only because I need somewhere for my pension suppliers to park my money. As soon as the money arrives I withdraw it. I pay my bills in cash. After I have paid my essential bills anything left I convert into gold.

[CharlesRWJones]

I've been with RBS/NatWest for 20 odd years. I chose them as there were a couple of local NatWest branches nearby. The sub-branch literally up the road closed a while back & the other, about 2 miles away, closed earlier this year. I've recently been semi disabled & limited to public transport &/or taxis, so need someone fairly close by ( & on a bus route ). Halifax & Santander have also recently closed their local branches, which leaves Lloyds & Nationwide on the high street. What would you advise?

[xx_ars_enic_xx]

Meaning the best interest rate capital guaranteed and access to your money at all times