Chase Bank UK - My Review 6 Months Later - Am I Swapping?

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This video is my 6-month review of the JP Morgan, Chase Bank UK digital bank account. I give my thoughts and impressions of having used the account for the last 6 months, spending money online, in shops, using their round-up features and also earning the popular 1% cashback that they offer. Will I swap my full-time current account to this new bank account or is it just another gimmick account too late to the party?

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[lesmunro]

A rare thing in a yt video no fudge - straight into info fast and clear. Thx

[rickymh]

I got it for the 1.5% easy access saver. Seemed decent especially when premium bonds are so poor at the moment

[TobyNewbatt]

Referral link now live!want to join me at Chase UK? We'll both get £20 when you join and pay in £20.

[stephenyates]

You forgot the fact you change your 16 digit card number through the app aswell to combat potential fraud. No need to wait for a new card to arrive.

[PT]

When putting petrol in my car, I always go over by 1p. So now that'll be 99p added to the roundup to earn 5%.

[LondonLawyer]

Brilliantly explained, I’m glad I could find your video while looking for a review of Chase UK!

[PhilipMarcYT]

Revolut is good and reliable, but it's EMI, not FSCS.

Monzo, Starling, and Chase are FSCS so that's definitely much safer.

[samirihamd]

The newly streamlined all-in-one financial management solution is cost-effective.

[niallwood]

Ive been using Chase for all of my daily spend since september and have got £64.40 in cashback and £170 on my round-ups. And when I say all of my spending, I mean it lol

[wolvoman]

There is no activation for the 'cash back' within the app, it is automatic,

[markylon]

You totally failed to mention that there's no international transaction or cash withdrawals when abroad. This is a major benefit

[prashphoto]

Lovely content and good use of sound effects!

[Sam-pnkc]

yeh i have chase and would only use them. but i would also keep highstreet bank like loyds aswell

[nicky.preston]

Thanks for the update Toby! I cancelled my Chase Account as I got sick of waiting for the direct debit feature as the agents always said “any day now”…. 5 months later still didn’t happen till now haha. Also their notifications were never instant, some reason I’d get notified of a transaction of payment an hour later. I’m sticking with Starling Bank. 👍🏽

[michaelizzo]

I think they have a decent deal now if you switch

[craiglsimons]

Thank you for that informative opinion. I’m considering opening one myself, but wanting to know how much is the maximum amount they will give you 1.5% on. Many thanks

[Tonaka]

The one percent cash back continues after one year, but you have to deposit at least £500.00 each month to qualify.

[patelparth]

When they are coming as physical bank ?

[jakebaw]

Best video thank you Toby!

I was wondering if u open the current do u actually need to use it am looking for just a savings about and don't really want to change my bank from RBS but seems like chase offers better interest on saving then all other options?

[ksw]

Scottish Bank is account where a person has decided to open an account and open about a year and close it again to found a better account to explore again.