Is Your Money Safe With Trading 212?

Is your money safe with Trading 212? Well today i’m going to explain how your money is treated when you invest using the Trading 212 Stocks ISA, or hold your cash in the Trading 212 Cash ISA - as the rules on how cash between these accounts are treated is slightly different. Also, we’ll touch on how your investments are treated too, as they also sit under different regulations to that of cash. Trading 212 are a FCA regulated broker, so abide by the same rules and regulations as all other major financial institutions here in the UK.

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00:00 Intro
01:24 Your Cash Protection
05:34 Your Investment Protection
09:00 Trading 212 Financials

📷 Instagram: @mitchinvesting

#Trading212 #Trading212CashISA #Trading212ISA

*Disclaimer: Your capital is at risk. Some of these links may be affiliate links. If you purchase a product or service using one of these links, I will receive a small commission from the seller. There will be no additional charge for you.*

*Disclaimer: All ideas presented within this video are that of my own based on my own opinions. Please do not consider any of these videos as financial advice as I am NOT a financial advisor. All financial decisions and choices made are solely your responsibility. The views shared in this video are just for entertainment purposes only. When investing, your capital is at risk and can go up in value as well as down in value. You should consult a suitably qualified professional when seeking out investment advice in order to fully understand the risks associated with investing.*

[jerrycampbell-utyf]

Certainly. Exchange-Traded Funds (ETFs) are popular for long-term investments due to their diversified nature. ETFs offer exposure to a wide range of assets, such as stocks, bonds, or commodities, which can help reduce risk. Some top choices for long-term investing include broad market index ETFs, sector-specific ETFs, and bond ETFs, as they provide potential for growth and income over an extended period while minimizing the risk associated with individual stocks.

[MaryLawson]

Started my portfolio last year with SCHD, VOO, and VUG after watching one of your videos. In terms of share price, VOO is way up (22.25%) and VUG is up (39.62%). Thanks for the education!

[iCozzh]

05:20 FSCS protection is per banking GROUP NOT per bank, check what group your bank/s are a part of.

[michaelboultwood]

Great video. Please can you make this an annual video where you review T212’s annual finances and performance for us to help keep us in the know about how they are doing. 👍👍👍

[Ukmagic]

Hi Mitch. Can you do a video on how to protect large amounts of money over 85k please?

[BaileyJames-zvddd]

lively, comprehensible, and professional work.
Like in your vision, I still think PayPal is too expensive right now! This is just the beginning; there is still a long way to go! Perhaps $20 per share would be a fair amount! I wish luck to all those who think PayPal will hit its peak again. I'm sure you'll agree because we usually agree on stuff. TSLA, CLSK, PYPL, and your viewpoint.

[Vadrigar]

Thanks a lot for this video, I needed a simpler explanation of things about which people write tons of information.

[RosskoPeeko]

Another great video Mitch. I recently have moved to T212 and making full use of their Cash ISA and interest on uninvested funds as well as cash back. All we need now is a SIPP option on there :P

[UdayDabz]

Hi Mitch, I saved a good deposit to buy my first home, but now I want to invest that amount in stocks and increase my pot to buy a better place in few years time. So if I have to invest in Trade 212 how should I start.

[thomasmagrath]

Hey - great video, just had a specific question about stocks and shares you hold in their ISAs. Is this then ringfenced in the case of liquidation I.E if they go under I'll be able to send all my stocks, in whatever value, to another brokerage that would be willing to take them?

Cheers

[kbatts]

Hey Mitch, great information..thanks! Just used promo, Heiniken shares??! thanks. Please give me an idea regarding the 'current or previous' yrs for transfering for the cash Isa. Thanks

[eduardcasas]

Hi Mitch. It would be great if you could talk about how to pass your funds, uninvested money, shares etc. to a beneficiary. Thank you.

[steve]

Ok, sort of expected all that tbh. But how do they make money?

[hugh]

Was literally thinking about this and then your video popped up 😂 Thank you

[AG-sogl]

IBKR is better for those investing 100k+, more established, etc...

[issiewizzie]

Monday will be interesting to see how the markets react to the current event ..fingers crossed

[forcebeats]

Hi Mitch, great content and video! Might be a silly questions, but are these protections only referring to the UK or all countries where you can invest with Trading212?

[alatienne]

Hello everyone, I'm using the 5.2% interest on my uninvested funds in my Stock ISA and I want the best protection. Do I have to transfer my money into the cash ISA? Thank you so much! Thanks Mitch, I love you

[grzegorzdabkiewicz]

Hey Mitch, asking about the cash Isa. If the limit is 20.000 what happens to it after the end of the tax year if I dont withdraw it. Does the limit increase by another 20.000 or not? Thanks

[casey]

Another great video thanks. Is there any chance you could do a video on investing after your 20k tax free limit ?