Health Insurance Claim Process | Cashless Claim or Reimbursement Claim ? | Health Insurance 2022 🏥

Health insurance claim settlement is a procedure where a policyholder makes a request to his or her insurer in order to avail of the medical services listed under the health plan.

A health insurance policyholder can either get reimbursed or can opt for direct cashless treatment.
This video will help you understand both Cashless & Reimbursement Claim procedure in detail.
Hope this will make your Health Insurance Claim Settlement Smoother & Hassle Free. 😊

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✅ TIME STAMPS:-
0:00 Introduction
0:46 How Cashless Claims work
4:17 Pre-Authorisation Treatment
5:02 Reimbursement Claim
6:09 Documents for Reimbursement Claim
8:55 Conclusion

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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 15 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.

[SanjayKumar-rwgj]

Got to know so many things from this video:-
1. Difference between cashless and reimbursement claim
2. How each claim process works
3. Which one should be preferred

Thank you for making this video.

[ICONIC_RAUSHAN]

Aapka samjhane ka tarika mst tha....I like that

[PashuPakshi]

अच्छी जानकारी दिया है मैम आपने और हैशटैग पर भी ध्यान दिया बहुत खुशी हुई

[bhaijaanmobilestore]

Thank you ma'am Khan sir jeysa asani sey samjaya...

[sushantsharma]

Bhut acha samjhaya ji aapne... Good... Thanxss... ❤️❤️❤️🙏🙏

[rohitchoudhury]

Thanks a lot!! I was looking for exactly this information

[bhagirathinayak]

U are great ma'am, thanks for giving nice health vedio...I prayer god for ur healthy and successful life....

[amazinglife]

I have corporate insurance and i did not this process and because of it I am struggling alot... I thank you so much

[musicalbreeze..]

Thank you so much Mam for valuable information. Nicely explained!

[VishalGupta-terc]

Hi Gurleen,
What to asked that there is any norms in timing for the reply from insurer and hospital so that at night insurer can’t that that it’s not there working hour ?
What maximum timeline in a day or a night to reply for queries from both side .

[kunalberi]

Can we use 2 policies ( Main policy + super top up ) in a single bill of hospitalization. How can we use? Can hospital refuse to use papers? My mother was admit and Apollo hospital, Delhi refused to use 2 policies. Please make a video and guide

[ashwajeetchoudhari]

Thanks ma'am, बडी मदत हो गयी....

[bdblog]

Thanks for your valuable information🙏🙏🙏

[sukantaroy]

I saw the whole video. It’s very informative.Thank you

[ankitjain]

very iinformative mam.. bt one question

Agar Day of admit in hospital sunday ya other holiday ho plus uska next day b holiday ho to approval mil jata hai holiday wale din ya patient ko admit hone k bad 1-2 din approval ka wait krna pdega?

[jaswinderkaur]

Mam, do we need to add parents in FHPL App if we want to reimbursement of parent's treatment?

[ShashiSharma-pjbw]

Excellent vidio
Pl clarify whether pregnancy and delivery charges are admissible in union care 360 policy

[phantomblu]

I have a question.
Lets say I have a rash and I am taking fungal medicine for it and I described it to the insurance company as pre existing illness but latter it was diagnosed as a complete different disease. will that falls under the insurance?

[ashwin]

Ma’am I have one question is physiotherapy is also included in health insurance??

[aakashthakur]

Thnku so much mam for giving me your pricious time ❤️