Indexed Annuities - EXPLAINED!

By combining downside protection with upside potential, indexed annuities can provide the balanced, sensible investment approach retirement savers are seeking.

[lbUdDAHl]

Great video explaining the 3 annuities!

[twomp]

Hello like your blogs, very informative. Here's a kind long question. 1. Want to see what u think? . Annuity question. Have $300K, want a fixed immediate @5% annually. for 10, 15 or 20 years Is that doable ? 5% of $300K is $15, 000. If so, how does that work? If no, why not? 2. What are the fees or service charges for this kind of annuity? Are fee/service charge monthly/annually? Will fees increase over time and by what percentage? Looking for feeedback from all sources. Thanks in advance.

[YourInvestmentAdvise]

How to create income without having to worry about running out of money: Weight more into fixed income (bonds). Simple time tested solution. Bonds and stocks balance each other out.

[Thecunnilinguist]

So even with variable annuities I can lose principal? I thought annuities were automatically built in with protection.

[chrisgann]

Never buy an annuity from a insurance only licensed agent, the agents commission will be greater than your first years earnings. Try to find a securities licensed financial professional that is permitted to offer EIA’s. Make any agent show three products before investing. If an agent only shows one companies products, run away! 22 years as a fin pro.

[a-borgia]

Annuity is not an investment. It is an insurance program (and look at their office buildings and how much commission and fees you have to pay). Suitability is not a good method to determine if it is good for you, knowing that it is always good for the insurance sales person.

[paulbrungardt]

Annuities are great, for the slimy salesman who sells it to you. The day after you dump $ 100K into an annuity, it is worth only 90% of what you just dumped in. Where did your money go ? -- Commissions, commission & more commissions.

[lieferic]

Please advise. I am a 73 year old bachelor who recently inherited 300K. I live in a care facility and am in good health. I have no other assets other then social security. What is the best annuity for me assuming I want the maximum monthly payout with no legacy inheritance. Thanks

[astroman]

Annuities are garbage products with high fees/commissions and tie up your money. Fixed annuities are the worst.