What We Wish We'd Known Before Starting Frugal Living

Here's what we wish we had known before starting frugal living! It’s said that “hindsight is 20/20” and with good reason. Experience is what teaches us as we learn a new skill. And make no mistake about it, frugal living IS a skill. So, if you’re just getting started or you are feeling like you are stuck, in this video we’ll help you understand what frugality IS and what it ISN’T, so you can consistently spend less, and save more.

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We're Hope and Larry and we love practical frugality. We raised our four sons, debt-free, including paying cash for our home when our income was well under the national average. For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on YouTube and visit us at our website and on social media.

Information on Under the Median represents our opinions only. We are not medical doctors, medical professionals, nutritionists, or investment professionals. All content found on Under the Median is intended for informational purposes only. Please be sure to exercise due diligence and always contact a professional with any questions you may have regarding any information you have seen or heard on our YouTube channel. Use caution when following instructions in this video. The creator and publisher of this video will not be held responsible for any adverse effects that may arise from the use of any method on this channel.

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[LorettaNance]

I was surprised how freeing frugality is. Having an emergency fund and sinking funds is life changing.

[tamara]

Just got my property tax statement today and it feels wonderful to know I can write that check in a few months because I plan for it. previous years I had to scrape it together.

[allardvanderstarre]

i made an emerg funds in about a year of frugal life; frugal life forever, it means freedom....i now have options

[Revert]

You are 100% correct. Frugality is freedom. I ❤

[ruthe.langley]

When Larry said "don't forget the duct tape" I knew you guys watched Red Green! My late husband and I loved that show, what a hoot! I watch the You Tube re runs 😂

[LauraN-doof]

I would add that frugality is a tool to achieve other goals. Not the end goal itself.

[sheilafreisthler]

Keeping up with the “Jones’s” was never something I worried about! I have been in the same home for almost 47 years. Raised five kids in this three bedroom, one bathroom house. As we sent all the kids to parochial schools, budgeting was a big part of how we kept them in said schools. I still use some of the same practices even though the youngest has been out of school 25 years!

[yelenayeli]

I also like the creative part of frugality!

[justynakavi]

This was such a positive video. I was surprised too about many not financial benefits of frugal life. I'm currently reading a book "Dopamine nation" and I realized that whenever I find a good deal or stack discounts I'm getting a pleasure hit similar to addicted people. Only it's impossible to overdose frugality and there's no risk involved!

[charlenefriess]

I have watched you for a long time. Used much of your advice. Dept free for 20 years and bought my car in Nov for cash😊. At 71 now retiring with few financial worries. Kids and grandchildren are doing good. Don't know if or when I should keep trying to be frugal anymore. It's my lifestyle, but can I let it go, knowing time is or maybe limited. LOL

[noreenp.]

Congratulations on almost 200k subscribers! I’ve been with you since you were at about 6k subscribers.

[lizwiedenhofer]

I love frugality! It really is freedom, and you two have been really helpful to me in learning that 🎉

[ravenmorris]

Thanks Larry and Hope, very motivating!, keeps me going.

[sabrinamartin]

Comparison is the thief of joy. I love this!

[tammystrube]

Thank you both so much for all the very helpful tips! Frugality truly is an ongoing lifelong series of perspective changes and intentional decisions! Blessings to you both - I greatly appreciate your informative videos! 😊

[swiftbasecampanniesadvent]

I love watching you two!! I have booked a special holiday to celebrate our 10yr anniversary. To ensure it’s paid for before we go I have to save approx 1/3 of my salary for 3 months which is significant so for 3. Months I will be no spend except for bills food and fuel. I then divided the left over into a daily amount and I make a daily transfer to my savings which is very satisfying and keeps me motivated! End of month one and I’ve exceeded my target,

[tubeyou]

I love The Red Green Show reference!! I was raised by a disabled single dad so money was tight. But we spent time together laughing at The Red Green Show!

[connietroxell]

I love “frugality is not perfection; it is progress!” Every day is a new day to learn and do better!

[jessicaordonez]

Frugality as a mean of achieving goals and freedoom, not as a goal itself

[victorwadsworth]

Bought two Chili Cheese spice bottles at Sams Club marked half price to spice my popcorn. Got my medications for free with new insurance. Free three piece boneless chicken at Whataburger with purchase of medium fries and drink.