Everything Truist- 10 Things To Know About Truist Bank Before Applying

In this video I cover 10 things you should know about Truist Bank before applying for their credit products on both the consumer and business side.

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[lrmbowling]

This helps so much my dad uses Truist and we love them. They’re such a great bank and they have great customer service. They’ve been the best bank I’ve used same for my father.

[docsays]

i like them. i have a business checking account with them & got approved for their cash rewards biz card for $7.5k about 6 mths after i opened my deposit acct. will try for their business LOC later this summer.

my wife has personal checking acct with them & was approved a for $20k loan with them, but accepted $10k.

they are very much relationship based institution.

[miracletimberlake]

Hi
I'm new to your channel. Are there any other banks near me that will offer similar or online, that you know of? Illinois or Wisconsin

[Paul-okg]

I applied for a card in June 12, 2023 (Got $4, 500) and had two full statements (July and August) that came and were paid. By 8/30/23 the bank offered another credit card for the same amount. My utilization is 0% and I had a chapter 7 that is one year since discharge. I am surprised how quickly I was offered another card. By the way, I spend $600 per month on the card.

[yonasgab]

Would you recommend a secured credit card for a college student with no credit? I've had a student checking account with Truist for a couple of years now.

[showtime]

Peace. If I want to open a business checking account with a foreign entity, what should I do?
Should I use a registered agent, a virtual address or a virtual office when applying online for the account?
What is the best method when applying directly at the bank's branch?

[pm]

Thanks for the update! Also liking the Top 5 or 10 Lists

[WalletMonkeys]

No idea why but my list of states was all messed up, Here is the fixed list-- Sates this is open to: AL, AR, DC, FL, GA, IN, KY, MD, MS, NJ, NC, OH, PA, SC, TN, TX, VA, WV

[citizenfeymos]

Havent watched it yet...am doing so now...just wanted to mention that they make you sit with a rep to get the no over draft fee...instead of making it automatic....to those whom they know qualify...and also if you drop out of qualifying they some how font need you to sit with a rep to take it off or mitigate a customer issue...they just take you off automatically...weird how that works. I saw the congressional testimony and i think it was a woman who said the charge no overdraft fees to those who qualify for the program. Dont think she said anyone had to sit with a rep.

[pixsilvb]

Pennsylvania is PA, but I think it should have been PN instead. Are the 3 cards and no hard pull hack still working?

[tracihouston]

No Doc Business liine of credit if under 50K?

[MarkSkrzypczak]

Truist is a tough bank to work with if you are in another state. I changed residences when I banked with them briefly. They really value you coming into the branch and they were about two hours away. They don't want to work things over the phone or online.

I have heard decent experiences with people that live close to branches after everything settled with the merger.

[mannyfreshcristion]

Traits are also located in the state of Maryland

[SkateBravo]

Just heads. Went into branch. idk if anything changed but i tried doing the 3 personal & 1 business cc products. So on the personal side - you could get multiple cards BUT if approval for lets say $20k … That 20k limit will be spread across ALL cards so you will not be able walking out of the bank with $60k so they do not give u the same limit with all cards. And if apply for business credit card. it will result in another HARD inquiry. Thats 2 on a branch visit. 😢 I didn’t pull the plug just yet.

[Mrswaggerificul]

I live in Ny but my LLC is in MD, does thst count as foreign and will I have difficulties working with them? I also been doing business in MD as a sole proprietor for 3 years

[andrewalker]

how to get around the personal side… apply for a secured card. It worked for US Bank who has the same certain state rule.

[Draegoent]

Thanks for the info…So happens I Just applied for a biz cc yesterday after setting up my biz chk svg acct. We shall see how it goes! I e been banking with them since BB&T 🤞🏾

[darrellholland]

Hey brother Truist is also is Arkansas I just joined them today I live in little Rock AR but the branch is in West Memphis AR so you don't have to in the 50 miles radius just as long as you live in that state because I live 2 hours away from the branch and it is the only Truist in the State of Arkansas.

[andrew-isac]

Does their business line of credit allowed for new businesses ? Or i ve to he in business 2 years minimum or so?

[GeneClements]

Can I apply if I don’t live in state they are in?