My Mintos Auto Invest Strategy (How To Choose P2P Loans On Mintos)

We'll talk about my experience over the past two years, how I choose what loan originators to invest in and which ones to avoid, what I think about the pre-defined investment strategies that the P2P platform offers and look at my Mintos Auto Invest settings in detail (and how to set it up!).

My Investments in P2P Lending:

My Favorite Brokers (ETFs & Stocks):

Investor Toolkit:

Time-Stamps:
00:00 Introduction
01:02 Why we need an investment strategy on Mintos
01:57 My Mintos Auto Invest experience (struggle)
03:35 Mintos investment strategies - Should you use them?
04:36 Setting up a Custom Mintos Auto Invest strategy
05:05 How to choose loan originators on Mintos
06:11 My Mintos Auto Invest settings: Interest, term, diversification
08:41 Outro (What's next?)

📘 Links:

🎞 Videos:

Useful links:
💰 Current P2P Lending Bonus & Cashback Offers:

Thanks for watching, I hope you enjoyed the video! If you did, please leave a like and subscribe for more!

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Some of the links are affiliate links that I may get a kickback from, which helps support me and the YouTube channel. I only link to services I use and am convinced of myself, none of them are sponsored.

Disclaimer: I am only sharing my own experience. I'm not a financial advisor and you should always do your own research and due diligence before investing. Investing involves risk of losses.

[AngeloColomboFi]

What is your Mintos strategy? Time-stamps below!👇
00:00 Introduction
01:02 Why we need an investment strategy on Mintos
01:57 My Mintos Auto Invest experience (struggle)
03:35 Mintos investment strategies - Should you use them?
04:36 Setting up a Custom Mintos Auto Invest strategy
05:05 How to choose loan originators on Mintos
06:11 My Mintos Auto Invest settings: Interest, term, diversification
08:41 Outro (What's next?)

[andreasorange]

Thanks Angelo for the video.
Creat work.
- I recently modified my strategies on mintos.
- I excluded several companies, especially those that are very late in their payments.
- I also excluded all loans from Poland, Albania, Romania because I noticed an increase in repayments.
- Finally I turned off the possibility of extending the contracts.
the interest rate range of my strategies (3 different) is between 8-20%.

[l_uuuke]

Can you do an updated version of this video? It was a great help to me at first but now a lot of the loan originators have gone quiet! Would love to get your take on mintos in 2021 also!

[stevietwotwo]

Thx again Angelo! You make p2p so much more fun and connected trough your videos

[kleops]

Hi Angelo! Thank you so much for this video. I've updated my strategy with a few settings you have shown. Can't wait to watch the income video for September.

[simonshopping]

Hello, thanks for the video,
I didn't find the rating in the table in 4:58, i found "mintos risk score", did mintos change it ? and what is the difference ?
thanks in advance

[panagiotisanastasopoulos]

That was a great and very helpful video. Keep up with the good work! 👌

[Rockicz]

Hi Angelo, thank you very much for this video. I have learnt another new thing with % diversification on autoinvest. Good to know! Best of luck, Zdenek

Long time coming on this one...thanks! I'll use one or two settings you've just shown. No diversification in terms of primary/secondary markets? I have 2 strategies for primary and one for secondary with 60+ ratings only.

[eD-xclh]

Hello. Very clear explanation/video, bravo. Regarding the buyback option, your way is to remove manually all the loans without a buyback guarantee ... but isn't there an function in Custom to select only loans with buyback as an automatic rule across the board ?

[MrWARRIORMONKS]

Great video as always. Not on Mintos, but still interesting.

[eliocoutinho]

Great video. You may also want to consider if you want to invest on loan originators that don't pay interest income on delayed payments. Mogo is one of those. You can check it on the page of the loan originator, on details.

[brunmaia]

Great video, as allways.
Just a question, in my strategy I tend to stay away from some loan type, for example agriculture loans. What is your experience in loan types? Do you see that there are some types that are more problematic?

[gs]

Awesome video, thank you so much for the effort you put into it and into your channel as a whole! I'm about to start my journey into p2p investing, which platforms you feel most safety and confidence in the long run?

[centrino]

Thanks Angelo,
At country level, currently, I disabled Poland
Cheers 👍🙂

[Koyaanisqatsi]

Hello
I know how to deposit the money to Mintos personal account.
1). The problem that in the next feeds of the account, I do not know how to direct the money to a specific strategy; Conservative, Diversified or Hight Yeald.
2). Can the money invested be moved from one strategy to another, can the investments be customized?

[eD-xclh]

Hello. Me again. I wish to know once it is Custom setup as per your advice is it ok to leave it unattended ? or a little check/control is recommended you would say every month/3 months/6 months/year ... ? and what should we check then ? Thank you

[deonstroebel]

Hi Angelo, Is this strategy still relevant? would you change anything a year later?

[AsenTrichkov]

Thanks for video I will be glad too see more similar videos in feature, I was wondering do you exclude creditstar loans from your Mintos strategy since you are investing in lendermarket ?

[yohannsalamat]

Hey Angelo!

Thanks for this new video. I got into P2P watching your inputs. It's always super interesting.

I would have one question for you. I decided to have a limited number of plateforms: Mintos, Peerberry, Viainvest and Twino. I'm now reaching a volume of investment that make me think of adding a 5th plateform for diversification purpose.

Knowing 1/ I only go on European plateforms 2/ I prioritize plateform on reliability 3/ I would like it to have an auto-invest feature and be manageabke via an app.

What would be your suggestions?

Thank you in advance and can't wait to watch your Sept update video.

Cheers!