How Much House Can You Afford In Germany in 2023? 🇩🇪🤔

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Curious about the affordability of buying property in Germany? 🇩🇪 As a first-time homebuyer, figuring out how much house you can afford can be puzzling. In this video, we unravel the secrets of the German housing market in 2023 and share expert tips on home loans, determining your budget, and understanding how to make your dream home a reality.

Key Takeaways:
- Main factors affecting your affordability
- Loan-to-value ratio explanation
- How to calculate your budget

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Timestamps:
0:00 - Introduction
0:22 - Planning your budget
1:01 - What is the Loan-to-value ratio?
2:11 - How much can I borrow - calculating the budget
3:11 - Example calculation
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Hi, we are Hypofriend - more than just your regular mortgage broker. At Hypofriend we use our superior technology to predict bank decisions and analyse your optimal finance strategy and our best-in-class expert advisors walk you through the entire process to get you the best mortgage that is right for you.