Watch BEFORE you sign up: AMEX Platinum Review 2024

The American Express Platinum credit card offers luxury travel, lifestyle benefits, and is seen as the pinnacle of personal finance. During this Amex platinum credit card review, and when asking yourself "is the Amex Platinum worth it ?" you must first take stock of your current lifestyle and spending habits. Do your best to avoid keeping up with the Joneses. Often easier said than done. I fully intended for this video to be a triumphant story of how I applied for, received, and began basking in the glory of the Amex Platinum, but things didn't quite turn out as planned, and I'm glad they didn't.

⏳ TIMESTAMPS - Life is too short to scrub ⏳
00:00 - Let's Be Real
01:10 - Points on Points
02:10 - What's in a Point?
03:33 - One Point Equals…
04:18 - Travel Perks
08:57 - High End Coupons
10:23 - 2nd Bite at the Bonus

Other credit card options:

DISCLAIMER: This video is not intended to be formal financial advice. It's barely considered entertainment and many experts have designated it anti-entertainment. The information found herein is intended merely to kill time while you're in the lobby waiting to see a professional.

[BirchFinance]

AMEX Platinum is a heavy hitter - just make sure those punches aren't directed at you 🥊


Has anyone cancelled their AMEX after getting one or are they stuck in those golden handcuffs?

[cynicaltruth]

Surprised by how quality this video is as well as the editing, especially seeing you only have 800 subs. Definitely deserve more with this production value

[Thecreditcardgame]

let me tell you something, the smooth way you explain things is amazing, you're a small channel but with big content, new follower, keep it up!

[michaelkeaton]

I like your thinking of getting 80% of the value. I think there are other intangibles for having the Platinum than purely looking at the credits and how it fits into your life. I like the fact that it's a charge card so if I make a large purchase it doesn't mess with my debt to credit ratio. It also has good purchase protection and travel insurance. They even pay for medical evacuation even if you didn't pay for the trip with the card. Not to mention American Express has the best customer service that I've experienced. But everyone has to do their own calculus if it's worth it. As many of people say it's always worth it in the first year with that sign up bonus.

[titiung]

Quality videos. If I didn't look at your number of subscribers I would have thought this is a million subscribers channel.

[jimmyjames]

🥇AMEX Platinum🥇 is totally worth it if you can maximize its value! Thanks for the info + video!

[wmo]

Super informative and helpful video on AMEX Platinum decision. One of the best out there. Thanks!

[eightysevenhtx]

I just got the Amex Platinum and I’m gonna do my best to maximize the benefits and getting that 125k sign up bonus! If after a year I don’t think it fits my portfolio I’ll see if I can downgrade or just cancel it. Thanks for the great information. I’m subbing!

[dtsang]

Nice video. I was even more aggressive, let me explain:

I got a targeted offer for 150K pts for spending $8k in 3 months. Met the $8k in the first month & got the promo, then paid off the full balance. Transfer the points to Delta Airlines, then cancelled the card within 30 days & AmEx was forced to return the $695 AF back.

[OfficialChadsMoneyMinutes]

Very good entry, in this community the platty is normally the source of extremely polarized content, but I commend your common sense approach. I have the CS platinum and I have squeezed tremendous value out of it in year one enough to cover the af a few times over but with my situation being a little unique I enjoy different points of view.

[fogrunr]

75K upgrade offer convinced me to get it. Then having it encouraged me to book directly with Airlines. And that led to me saving $1700 by booking directly with Turkish Airlines, instead of through a travel portal with Korean Airlines. $900 vs $2800.
It was such a good deal I didn't bother to use points.

[fogrunr]

Two things will help you deal with AMX cards points:
Blue Business Cash
Rewards Checking account

Both preserve MR points.
Both can stand alone as a points transfer card.

So back off from the expensive cards once in a while. Those 2 cards will keep you earning and saving MR points.

[fogrunr]

I have the floral design and I have to say...I really like the design.

[alejandromunoz]

Very informational, love the transparency.

[officialflorint]

and you can book directly with airlines too!

[corysmithmusic]

Hey man great value!

One question- I may have not followed you at the end. What’s your summary/takeaway for years 2+ for the AMEX Platinum?

I also didn’t follow the end wrap up talking about Venture X & Chase Freedom Unlimited. Can you please clarify?

Really loving your videos recently!! Hope you continue to grow 💪

[MCstutta]

😲 How is your content this high quality as a small creator? Easy Sub.

[ahnonamos]

Incredible production value with this video. Super engaging!

[MrCancerh]

I like your style and honesty. I was thinking about the platinum, but I, too, won't change my lifestyle or spending habits for a card. Plus, the earnings are bad.
Constantly using time to check a coupon book and let them decide when to spend is very annoying.

[AlbertHarrisphoto]

Just to note WiFi is a hit or miss if Amex will cover it. It just depends on the airline/who they use for their internet provider. There are a couple DPs out there that point towards this. Other than that great video. Keep in mind for those folks that this card is catered towards the team travel crowd. I want to add that this card has to be used in a trifecta setup to truly take advantage of the points/amex ecosystem in the long run.