How To Stop Living Paycheck-to-Paycheck

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[tcshy]

I got a second job and paid off $25, 000 of debt and a car loan of $16, 000. It took me 3 years. It sucked but it's the only way out.

[AgeaisethMintcompany]

Hit 340k today. Thank you for all the
knowledge and nuggets you had thrown my way over the last months. Started with 14k in

[saintsandsin]

Dave danced around the advice this lady needed to hear. It's called sacrifice. If you want to win at finances you need to sacrifice in the short term to win in the long term.

[roadrunner]

Every month our budget was thrown off by some surprise $400 bill. First it was a car repair, then kids' camp, then tuition, then furnace breakdown, then traffic ticket...

Finally we accepted that there is ALWAYS going to be some $400 nuisance, and we included that in our monthly budget.

[SherryEllesson]

I was a slow learner. It took me more like a full year to hone my budget to where now, I have backups for the backups. I don't have everything I want, but I find I have everything I NEED.

[reedera]

When I was new at budgeting, I pretended the money wasn't mine (which it really isn't) & belonged to someone else. It made me a lot more intentional with what I had and how I used it!

[lincolnscott]

'do my makeup, eat a big mac, and change lanes' Great analogy about becoming comfortable making a budget and putting it to plan :)

[MiahV]

Paycheck to paycheck? We out here living on oatmeal to oatmeal 💀

[Navak_]

dave does an excellent job of calling out people's BS. i am impressed

[tashad]

I needed to hear the part about it takes 99 days. I always think I have failed miserably then give up then start again and repeat 100 times. Gonna see this thru

[Sizukun]

I mind boggling how many people can get to adulthood and cannot budget, and have little to no regard to the future for things that are likely to happen like a flat tire.

[bekahcourier]

"...We're in the crockpot business..." 😂 I do love a crockpot meal!

[MrAnarchris]

They go out to eat 1:20 once a week!
I live paycheck to paycheck, I go out to eat once a year.

[UncleBen-hy]

This woman got a divorce and within 18 months she was already remarried??? Uh, ok??? This new man has completely ignored that red flag!!!

[sw]

I like this Dave better than angry Dave! Never trigger angry Dave! 😅😅😅

[deedeewinfrey]

People can't possibly budget when groceries, gas, and everything else are going up in price daily. My groceries cost more than my mortgage. I've started grocery shopping only twice a month instead of weekly. My cupboard is almost empty, and we dont waste anything. I've sacrificed my meals so others can eat. This economy sucks for the working class.

[aaronalquiza]

Eating out once a week? Damn, we eat out once a quarter. lol

[Jbb]

Write down everything that has a due date… tally it up… divide by 4… add $75… what ever that amount is move it to a checking account weekly (or whatever your frequency of pay is) and have auto pay linked there.

What is left is what you can spend on whatever you want… including fuel and groceries…

[marlonsierra]

Divorced and remarried all within 18 months but somehow the ex is the jerk according to Dave

[teebone]

Change the budget and add a new category for incidentals