CREDIT CARD COMPANIES Keep You POOR On Purpose! (how to fight back)

In this video, I break down how credit card companies use psychological tricks and reward systems to keep you spending more than you should. I explain the hidden ways they profit from our spending habits and share my proven strategies for using credit cards responsibly without falling into their traps.

Chapters:

00:00 Understanding the credit card system and its hidden agenda
00:32 The psychology of credit card spending and the dopamine effect
01:33 Emergency use trap and the minimum payment cycle
02:12 Credit utilization and its impact on your credit score
03:45 The truth about cashback rewards and overspending
05:32 Three strategies to beat the credit card game
07:18 Success stories and final thoughts

References

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