🤫The Secret Collection Companies Don't Want You To Know!! 🛑Don't Pay Them!!!!!!

#sherrybeckley #sherrybeckleycreditrepair #creditrepair #finance #creditcards
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[TownersMoments]

I was a collector for almost 6 years, listen to this woman! Finally someone got these corrupt jerks! Now I am not saying don’t pay your debts. But don’t give it to someone you didn’t borrow or buy from. If you don’t owe them money, don’t allow them to get you.

[GaryRPeters]

I barely answer the phone when friends call. These people don't stand a chance.

[zimpler]

I had a car repossessed and collections wanted $19, 000. I waited 7 years and put in a request to have it removed from my credit reports. It was removed.

[shaynaa]

Great advice. Been sued in court. You are a 💯 correct. My lawyer said (as you did) a contract must be presented and the case was dismissed due to lack of one.

[moonasha]

I had to got to the hospital because i hurt my foot, and at the time I didn't have insurance, but I got it later, and the insurance paid for the bill after the fact. But somehow, a debt collection agency started calling me a few months later demanding I pay them for the hospital trip. These collection agencies are scammers

[geezermann]

I never even answer the phone, and refuse to talk to so-called "debt collectors". And when they send a letter referencing a written off debt from the past, I never call or write back. But you taught me about sending a "debt validation letter", thank you.

[sandracapillo]

Ms. Beckly I am so relieved that you have taken your time out to explain these very important issues that everyday people go through and have no glue about their rights and the law and you explain it very well for anyone to understand.
Thank you for the thought of helping people in these situations and how to handle it legally.

[bigggdoggg]

They also base your score on location of residency which is clearly discrimination. Good job!!! I'm suing the whole system!!!

[timbrown]

Very important, if contacted by a debt collection agency, do not acknowledge the debt, and definitely do not make even a single payment. Doing so puts you on the hook for that debt, and it also restarts the statute of limitations, which is usually about seven years.

[mncn]

Also, tell your people that if debt collectors take you to a magistrate, all you have to do is call the magistrate and say you want to fight it and get a court date. Within a week, you will receive a letter stating they dropped it. I have done this 3 times already. They will not go to court because they do not have enough proof to win. They hope you do not show up so they can win instantly.

[cheryllove]

I wish I had been "educated" about this whole collection/credit bureau system back when I was in debt and battling these folks to clean up my credit report. I am definitely going to tell my family members about your videos. Thank you so much for this valuable information.

[wiscounter]

Just remember this when it comes to unsecured loans, like credit cards. The borrower is legally required to share in the risk for these type of loans. So if you cannot make you payments and fall behind, they are required to offer you a much lower payoff amount. If your loan is sold to a collection company, remember that they buy these for pennies on the dollar. So never pay the full amount even to them.

[cdmanor]

Thank you for this info. I used to help people "clean up" their credit reports. However, I am sick of debt, and I am working on obtaining a zero credit score. I don't have any more credit cards. I use my own money to purchase items, and my goal is to pay off my (our) house as soon as possible. I know both sides of the credit spectrum and I've chosen to just use my own money for things. Thank you so much, Miss Sherry, for the thorough details.

[followthebluebutterfly]

This woman is a National Treasure. We must protect her at all costs. I never hit the 'Subscribe' button on a YouTube channel so fast in my life!😂

[jakebaldwin]

As a mortgage lending officer, I can say that the small print in any mortgage (standard mortgage or a Home Equity Line of Credit) it is built in that your debt may be sold. If/when your debt is sold, you are obligated to receive a letter from your original company within 30 days of selling your debt, and the new company must send you a letter within 15 days of purchasing the servicing.

[KellieEatsCrayons]

Holy crap!! This is terrifying and infuriating at the same time!! I am sharing this with my daughter immediately! *SUBSCRIBED*
THANK YOU for your diligence, courage, tenacity, and willingness to share this extensive knowledge with us here for FREE I am gonna binge watch more of your videos now and check out your website!! Stay beautiful and be blessed ... 🙏💚

[ms.laterholmes]

And if they call your home to collect money, don’t ever call them back because now you’re in the queue automatic for them to call you. Great advice thank you for the time and energy putting a channel.

[Whitegorillaboy]

Whenever you get a call from someone who starts off with a cheery request for you by name, don't EVER acknowledge you are you. It's usually a collector, a salesperson, or a scammer. Always make them identify themselves and the reason for the call. A collector cannot disclose to anyone but you that they're calling to attempt to collect a debt, so if they can't get you to verify yourself, they'll hang up. Salespeople will usually start their sales pitch about how they're calling to "help" you, so just hang up after saying "take me off your call list" (they're legally required to take you off their list). Scammers will usually hang up when you refuse to identify because they see you're not an instant sucker. After any call, use your phone's "call blocking" feature so these people can't call you again.

[devaughnedwards]

This is the ONLY YouTube channel that has given me usable information!

[charstar]

Omg a debt collector called me and I told him I’d just call the original company and talk to them about my debt instead and he got really upset and tried to backtrack. Now it all makes sense—he was trying to get me to say I’d pay HIM. lmao.