Accident Benefits Part 1: Injuries

Every Ontario auto insurance policy includes coverage for medical rehabilitation and attendant care regardless of whether you are determined to be at fault or not at fault. If you are injured as a result of a motor vehicle accident as a driver, passenger, pedestrian or cyclist you are eligible for these benefits.

For a minor injury, your coverage is often enough but what if your injury requires extensive physiotherapy or you need to hire someone for in-home care? What if the injury causes you to change jobs and you require additional training? Do you have coverage through your employer? These are just some of the questions you need to ask yourself when determining if your current insurance limits are enough.