Life Insurance study class TYPES OF INSURANCE

[noahbenabe]

I just passed my exam last Tuesday, and I just wanna say thank you so much for your videos. I watched them religiously every day twice a day and took notes. Whoever is reading this prior to passing you got this!!! Just study consistently

[quanesiabrown]

Studied 40 hours failed with 68pts on the first attempt. Watched your video this morning @7am passed with 79pts. All Glory to God

[zachflippin]

I never comment on YouTube posts, but I feel the need to say thank you. After studying my pre licensing course I was still very unsure of a lot of concepts. I watched these videos religiously for 3 days prior to my exam and you made everything so much clearer. I took my exam this morning and passed. Not sure I could’ve done it without you. So thankful God led me to your videos. Much appreciated man.

[UnshakableSheLLC]

Passed my licensing test today!!! Watched this video a few times for clarity. Love your energy, and I’m ready to get this money!!! 💪🏾👸🏾

[joshualeapley]

I hate how accurate this is 😂. It’s pissing me off how simplified he made it. I bought books and did a course and sweated it the whole way. 🤣

[dane]

I'm cracking up when he says "you don't even have to read the rest of the question". know the material and move on ...lol

[julcele]

Passed the exam this morning on the first attempt- thanks to this video! Thank you sooo much!!!

[andruekang]

The way you teach insurance makes you pay attention and never lost my attention! I know it can be bland and dull but they way you teach it makes it the way it should be! Knowledgeable!!!

[Tracey]

Thank you so much! I was so lost before your videos.
Just a tip for test takers, when you get into the testing room THey give you scratch paper. Before your time starts write these all down immediately from memory so then you can reference and not be confused .

[katcastillo_]

Passed my licensing this morning, first try and was extremely nervous but the two videos you posted are what did it I promise that. Over 30+ hours of studying on Xcel but THIS and your other video on annuities is what did it for me. Thank you so much Mr. Durham! 🎉 here’s to success!

[indyice]

I passed my exam after 3 weeks of studying/taking my ExamFM course. after the first week, I sought out videos like these and watched them every single day. Like mentioned in this video, I rode around playing this in my car.. no music, no podcast, not much tv, only this for 3 weeks. I wrote all my notes one time and told myself that I would rewrite them everyday but didn't (doing so would definitely help 100x more). instead I took a practice at least twice a day, I didn't end up passing until week 2. by the day before my exam the following week, I had achieved a practice test score of 87% and ended up passing my exam the next day with flying colors! it was honestly easier than the practice tests but I'll give it up to me putting in all the effort that I did.

Using acronyms for everything also helped me. as mentioned in the video, you are given scratch paper to write what ever you want, so I chose to use it for everything lol.. I think some of these were mentioned here, if not, from other videos on YT (I'm just coming back after I passed my exam to try to help whoever takes it). although it may sound funny, to follow is the phrase full of acronyms that I used to remember a lot of different life/health info; doing it in this order was easiest for me in terms of memorization because it always read like a phone number while still making somewhat sense as a sentence.. if that makes sense

B.I.G. F.A.M.O.U.S. C.E.R.M.M.IC.
L.O.C.A.L. S.T.A.R.R. D.I.A.L. C.L.I.F.F. W.E.L.L.S.F
R.E.C. W.A.S.H.
C.R.A.P.P.O W.A.G.C.A.P.A.
M.E.I A.E.I U/L A= ----
B= ^

B.I.G. F.A.M.O.U.S. C.E.R.M.M.IC. = provisions
L.O.C.A.L. = legal contract
S.T.A.R.R. = how to handle risk
D.I.A.L. = term insurance
W.E.L.L.S.F. = whole life insurance
R.E.C. = non-forfeitures
W.A.S.H. = exclusions
C.R.A.P.P.O = dividends
W.A.G.C.A.P.A. = riders
M.E.I = how to determine premium
A.E.I = agent authority
U/L = A = level death benefit B = increasing

Beneficiary designation (life only), Insuring clause, Grace period, Free look period, Assignments (life only), Modifications (life only), Owner's rights (life only), Unused premium, Suicide (life only), Consideration, Entire contract, Reinstatement, Mode, Misstatement of age/gender, Incontestability/Time limit on certain defenses, Common disaster (life only).

Legal competence, Offer, Consideration, Agreement, Legal purpose

Sharing, Transfer, Avoidance Reduction, Retention of risk

Decreasing, Increasing, Annual renewable, Level

Cash, Life income, Interest only, Fixed amount, Fixed period

Whole life/traditional/pure/all the same thing, Endowment, Limited pay, Limited period, Single premium, Family Income+Family Maintenance

Reduced paid up, Extended term, Cash

War/military, Aviation, Suicide, Hazardous occupation

Cash, Reduction of premium, Accumulation of interest, Paid up-addition, Paid up-option, One year term

Wavier of premium, Accidental death, Guaranteed insurability, Cost of living, Accidental death & dismemberment, Payor benefits, Additionally insured.

Mortality, Interest, Expense

Apparent, Implied, Expressed

hope it help! lets all get paid!!

[vanessas]

Passed my exam today! Definitely focus on terminology. Provisions, taxation, code, etc.

[winningovereverything]

Bro I watched your videos everyday for two weeks and passed my Life Insurance test with a 77. God bless you bro. Theo Jenkins, I'll see you at the top! 07/28/20

[blissfulluxurylife]

I wish you had more training videos! They are excellent. I love the way you explain things 🎉

[jumpManJAK]

Watched your two videos twice a day for about a week and a half straight and passed my test this morning with a 77! Thank you, brother ✊🏽

[jamiehenson]

I feel so overwhelmed that I chose to go the Life Health AND Accident route… but this video just put an entire chapter of notes into one page and makes it so much easier to understand and memorize! I’m gonna keep watching these every day until I feel ready for the exam

[MrALLI]

Hello and thank you Chris. I took my Exam a week ago on: 2/13/23 and passed with a score of 94. Your information and impressive level of expertise definitely helped seal the deal. But above all thank you God and thank you Jesus. I mean that.

[gwenmorganrealtor]

Passed my Licensing Test today!!! Thank you for putting these training videos out. They truly helped me make sense of everything. Love the way you break it down.

[Intelligentlybeautiful]

We need more videos like this your teaching style is obtainable meaning we actually learn and understand it, that you’re speaking plain English with a lil bit of fun

[DraykusX]

I’m studying for this test now. This man broke down about 6 lessons in 30 minutes. Excellent.