Average Net Worth By Age (2025 Edition!)

In this video we cover the average and median net worth by age in 2024/2025 and go over target/stretch goals for those in your 20s-60s.

Resources used:

FINANCE:

RESOURCES:

WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.

PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!

SOCIALS:

⏱️ Timestamps:
0:00 - Start Here
0:35 - 20’s
2:21 - Stretch Goals
5:13 - 30’s
8:35 - 40’s
11:35 - 50’s
13:39 - 60’s

[humphrey]

Happy New Year to everyone! Lets' have a great 2025

[Mark-qtfs]

Hit 140 yesterday. Fastest I’ve ever driven.

[nicolasbenson]

Money doesn’t grow overnight, but with the right investments, it can grow exponentially over time.

[Hawking]

"When I was 20 I wanted to be a multi-millionaire. Now that I'm a multi-millionaire I want to be 20."

[MesutMilleliri-hy]

Generating wealth is important, but protecting your capital is even more essential. Once lost, rebuilding financial stability becomes significantly more challenging. It's the difference between "missing an opportunity" and "losing everything" while new chances will always arise, losing your capital could bring your journey to an abrupt halt.

[Awesome]

In my mid 20s. I know a lot of people in here are way ahead of me, but I just recently crossed into a positive net worth! Student loans started me a bit behind but I'm working on it!

[olliecherpuzi]

I’m glad people recognize it’s not just income. I am pretty low income. Roughly 45k/year from all income sources. But I spend nothing. No credit cards, car is a 2008, clothes all from high school.

+117k home value
-110, 000 mortgage, no other debts
+29, 000 stocks, bonds, indexes
+22, 000 Roth and 403
+5, 000 cash

So 63k net worth at 26 :).

[KimoraSteven-hb]

I'm celebrating $32K stock portfolio today... Started this journey with $3K.... I've invested no time and also with the right terms, now I have time for my family and life ahead of me

[andrewjewett]

I started my finance journey at age 35 4 years ago, and have consistantly seen progress and gains by age 39.
If anyone out there feels they are late or behind, Trust the process and stay dedicated.

This video is a really great overview.

[benjamindavidson]

Good job starting so young. I did not wake up til I was 40 and realized I had 30k in debt and was late on a mortgage pmt. Now at 53 I have a paid off house and a net worth right at 900k. Just wish I started sooner

[caseybills]

I appreciate your commitment to guiding others toward financial success. We all strive for security and a better quality of life, and this can be achieved through smart investments, mindful spending, and effective budgeting. I'm thankful I discovered the value of hard work and financial independence early on in my journey.

[Grace.h-to]

Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!

[angrydoc]

It’s really great to have goal setting. However, just want to emphasise the challenges at each decade. 20s are when you earn the least. 30-40s are typically when people have children who are financially dependent. 40-60s are when you have dependent parents. 70s plus are when you need to account for your own medical needs. All the above means it takes great financial discipline to stay on course

[alexsteven.m]

I read on CNBC about someone who is netting $20k a month from just his tradings in the market, which is from capital he had amassed long ago. That is incredible. How do people do that?

[GeepReal]

23 yo at $55k currently at the end of 2024. Started at $0 in March and began working 2 jobs 7 days a week in May

[Denise_Cocoa]

I’m 35 with a $60, 000 net worth. My goal by the end of 2025 is $100, 000 net worth by paying off my car and another debt. I’m doing a low spend challenge for the year and taking classes to change careers and increase my income!

[MaximilianFischer]

In light of the diminished inflation signals and the Federal Reserve's decision to suspend rate hikes, which investments would be the greatest additions to a $120K portfolio to improve portfolio performance this year?

[MrTaco]

At 243k at 27.5. With a 80k salary. Been aggressive with investing and saving. Almost killing it!

[dillonrisk]

I just tipped over the 500k net worth, and I'll be 36 this year. Watching this video made me feel pretty good about where I'm at, and reassures I'm on the right trajectory.

[JoannaSnyder-nj]

Comparison is the death of your own goals. Your goals are yours and personal for a reason