How Much Money You Should Have By Age (Average Net Worth)

How Much Money You Should Have By Age (Average Net Worth)

My PO Box:
Andrei Jikh
4132 S. Rainbow Blvd # 270
Las Vegas, NV 89103

SOURCES:

*None of this is meant to be construed as investment advice, it's for entertainment purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation from partnering websites. The video is accurate as of the posting date but may not be accurate in the future.

[CoinGoblin]

26 years old. 12k in the bank, 10k in a cd, 26k in my roth IRA, 11k in a divided brokerage account, and around 6k in crypto (mostly bitcoin). No real estate unfortunately, its just too crazy expensive where i live. But the best part is, absolutely no debt. No car loans, no student debt, and i pay my credit card off every month. So 65k without selling off my car or any other valubles. I definitely feel like im better off than most people my age

[JustinMey]

I’m 26, $200K net worth. Been saving 75% of my salary & living below my means. Started from $0 since 3.5 years ago when I graduated college. Been living with my parents for 3.5 years, and just purchased my first home last month! I’ve watched you & Graham Stephan since 2020🙌🏽 couldn’t have done this with without you guys!!!

[chrismilne]

39 years old with a net worth of about $800k. I would say I’m below where I should be, I earn approx. $250k to $300k a year on salary and bonus, but I’ve decided to try and live too. It’s all good and well I could have a few million by retirement age, but I travel a hell of a lot. I don’t want to be traveling, experiencing places when I’m in my 50’s and 60’s and miss the feeling of being younger and enjoying things differently. Lots of people on here seem to be focused on net worth, just don’t forget to live y’all, no regrets.

[billymasters]

I think Fidelity forgot to include a few variables. I agree that it is almost impossible to start saving that kind of cash at age 25 simply because most people 25-45 are still trying to take care of a family and all the expenses associated with that. Once our kids graduated college and left the house, my wife and I are now able to save about 35% of our annual income every year! By the time we have 4x our annual salary our house will be paid off and the amount we are able to save will increase alot. So for any viewers in the younger age brackets, please don't feel overwhelmed by your lack of net worth. It increases exponentially once you are an empty nester LOL!

[MK-_-Rob]

25 Male - Civil Engineering (74k just laid off) & Volleyball Coach (20k - hs and club).
Average Income: 70k
Rent: $750/mo (shared)
Car: 10k value (2015 mazda3)
Emergency Fund: 10k
Roth IRA/401k: 50k
Crypto: 45k (btc, eth, sol)
Student loan: 8.5k debt 4.2%
Overall net worth: 106.5k

[JasonBay-RealEstateInvesting]

46 and Net-worth of ~$5M - still work corporate job but technically financially free. Owner occupied home paid off, Vehicle paid off. Lucky to be a new dad. Better late than never. :)

[thewolf]

The biggest key to my wealth was not going to college.

[nirui]

Gen x here. I am slightly ahead of benchmark as I was pretty frugal in my 20s and generally live below my means. I also upskilled and got a few promotions which means more income.

Lived with parents off and on which helped reduce housing costs.

Slow and steady is the way to go. If you can’t save 15% start lower the key is to start

[thatguythatraps]

I am 28 and have a net worth of about 57k (40k invested and 17k in cash). My income last year was 40k. I have been investing since I was 25. My goal is to reach 100k net worth before the end of next year since I have a huge bonus coming in 2-7 months. My biggest driver to my net worth is my frugality and still living at home. Can’t wait to leave home though.

[twinklenutz]

Age 41 and my net worth is just above $800k I got extremely lucky timing the real estate market and made out like a bandit over Covid. Now I’m living super comfortable mortgage free.

[AbeyantHero]

yeah if only estimated equity worth could be as liquid as cash

but they also need to factor closing costs & tax ongoing w/ holding property

[darknightryzf]

As a Under 35 age group I never had any understanding about wealth by age brackets, thanks for the video bruh

[caroli]

We're definitely within bracket for our age not including our house. At 58 though, I feel like gambling a little with a little to have a slightly bigger cushion. Kind of like at a casino, toss some out there expecting to lose it but feel good if we don't! Love your videos & thanks for the links!

[Timmyboyy]

Thanks bro, always love the videos. And also I like to know where I stack up vs the average

[ehteszm]

Wow what great information, out of curiosity at what age did you start saving and investing in the broad market etf?

[ulysses.cardenas]

24 yo with -$10k in net worth. I was wondering why the survey didn't include under 24 but it makes sense since mostly everyone would be negative net worth from student loans. Anyways, even though I'm negative at the moment, I feel blessed to be so young and have this financial knowledge and tools. Thank you!

[komogo]

I really appreciate you digging into all this stuff for us. From one money nerd to another.

[harleydownour]

Love the video, Andrei! My wife and I are in our mid-20s, and we just broke $100k net worth.

[douglarned]

Andrei, one of the old ones here ;) 62, Real Estate really did if for us. Pulling a pension and SS, with RE income puts us at 750k... we live VERY below our means. Love your videos!

[bengunn]

I lucked out and went to community college even though I never finished. I left without having any debt and still don't to this day. Once covid hit thats probably when I hit a six figure net worth at 26. Helped that I bought a good amount of pokemon cards, gold/silver and other collectibles. I don't have any kids or a GF which probably helps too lol.