Streamline Your Retirement: A Guide to Simplifying Your Life

Can you retire comfortably without millions in the bank? Absolutely! In this video, I reveal eight ways I simplified my life to live well on a moderate retirement income. You’ll learn how to simplify your lifestyle, focus on meaningful experiences, and stretch your budget without sacrificing enjoyment. Whether you’re an early retiree or planning for your golden years, these tips will inspire you to create a fulfilling, stress-free retirement. Ready to discover how to make your retirement dreams a reality? Watch now and start building the life you deserve!

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Cool Retirement Swag in My New Store!
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⏰ Timecodes ⏰
0:00 Is $500k Enough to Retire
0:44 Channel Feedback
1:08 My Morning Routine
1:55 Finances Simplified
2:27 Recharge in Nature
2:54 Love of Books
3:30 Simple Eating
4:05 Minimalist Home Decor
4:43 Wardrobe Simplification
5:12 Digital Detox
6:30 Going Out
6:50 Is $500k Enough Answered
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Hi, I’m Trena, and I retired comfortably at 59 with just over $500k! I’ve got the inside scoop on how to achieve financial freedom, even on a modest income. This channel is your ultimate guide to retiring early without needing a huge nest egg. I’m thrilled you’re here!

I’m passionate about helping you retire early so you can live a life you truly love! Let’s work together to plan for financial independence, escape the 9-to-5 grind, and enjoy the freedom of early retirement. Discover valuable tips on mindful spending, practical strategies for financial independence, and my personal early retirement journey right here!

Thank you for your support!
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✋DISCLAIMERS: These are the financial planning strategies and tactics I implemented to retire comfortably at 59 with $500k. Information on this channel represents my thoughts and opinions only. All content on this channel is intended for informational and inspirational purposes only. I am not a financial advisor. Talk with your financial planner to determine what makes sense for you. Do your own research and contact a professional with any questions you may have regarding any information you have seen or heard on any YouTube channel.

[retirethisway]

What’s one small change you could make to simplify your life?

[scott-ogiu]

Probably our biggest mistake is not discovering this lifestyle a lot earlier in our lives. I announced my retirement right before my 57th birthday and 3 years later have never once regretted it. We are lead to believe that we need a $100K a year to survive and they are so wrong. I have simplified and minimalized my life and love it. I bought a small home in The Villages in Florida and live my life exactly like you. Wish you the best of luck with this channel as well as with your retirement!

[kellyenright]

Great common sense advice, Trina. Wanna lose weight? Track/Count your calories. Wanna get in shape? Track/Count your steps. Wanna save money? Track/Count your money. All of these things are easier said than done, because they all require an investment of your time. Life is about priorities. You will make time for the things that are most important to you.
I started seriously saving for retirement a few years ago. My first move was to develop a realistic budget and stick to it by tracking every dollar. Best decision I ever made. I paid off my 15-year mortgage in just over 5 years. I have more money in savings than I’ve ever had in my life, and while I’m nowhere close to having the amount of money “the experts” say I will need for retirement, my plan and budget say I’ll be fine. Hoping to retire in the next year. 😊

[heresthedeal]

Your videos give me encouragement. I just started following you and plan to retire at the end of Summer 2025. After a BK 33 years ago, I've rebuilt my credit (825 FICO), saved and invested pretty well, and always lived below my means...and will continue to do so in retirement. Many thanks.

[arvia]

I love how calmly and concisely you speak. A lot of the finance content makers are much more intense and make videos of double or triple this length. You get straight to the point. Also, it's notable that I enjoy your channel as a 40 year old married man, so your audience has definitely become more diverse than your own situation.

Also, I noticed that the "early retirement police" have made it to the comment section. Heaven forbid you pick up a hobby that makes money. This happens to all the early retirement content creators and is a rite of passage. Keep up the great content!

[michaelwiebeck]

Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.

[BennyC-qgrd]

I hear what you're saying. I live a frugal lifestyle, blue jeans and 'Crocs'. And, a regular dose of cat videos.😀

[scottjackson]

I notice a characteristic common to the majority (if not all) YouTube retirement content creators: they are unmarried, or at least give the impression of being so. Being free of dependents - expensive dependents who either cannot or will not establish self sufficiency - and free of a partner who dictates spending and other lifestyle habits creates the foundation for a calm, orderly life.

[myvalium]

Finding nature, hiking etc in retirement is such fun. Now that I don’t have to answer to a demanding schedule, I can finally take the time to enjoy the world around me. And yes, it’s typically free or close to it. I’m finding that my budget requirement in retirement is significantly less than during my most recent working years.

[lost-south-lake-crafters]

Thanks for sharing! I'm not retired yet, but I'm obsessed with being in nature. I recently became a certified Forest Therapy Guide, and I'm currently taking a wilderness 1st aid course.

[SideWays]

Thank you for this cozy chat affirming my laid back early retirement. To save my sanity I will sometimes bow out of service opportunities that don't why with me. Easy to over-commit volunteering when you're young.

[DekeRadio]

To punctuate the part about minimizing, it cannot be emphasized enough. I've got a house filled with "I've gotta have its" purchased at various times in my life. Now, as retirement approaches, it turns out I never needed most of those things and they were largely forgotten shortly after opening the box they arrived in. I don't consider myself a super minimalist, but there's a lot -- a LOT -- to be said for living as simple a life as possible.

[ddellwo]

This week was one of those weeks where the brutal GRIND of corporate America really kicked my ass - good Lord, help me make it another couple years! Can’t wait to get off the miserable hamster wheel……..😱

[steveherridge]

Love these vids. So much good info, thanks.

[ChilliPepper-nb]

I am so falling in love with the minimalist movement. Sitting here looking around I am drowning in stuff. Subscriptions I don’t need. Nicknacks that just sit there gathering dust. Getting rid of all of life’s debris is my next goal. Lol just found my first work uniform in storage. Started a new mantra, just because it is on sale, if I don’t need it, it is not a bargain.

[davidcuervo]

Being frugal is not about being cheap. Being cheap is about saving money at the expense of taking advantage of others or stiffing others. Being frugal is about conscious spending. Conscious spending is about spending money on things that truly matter and on expenses that bring true fulfillment.

[JC-khut]

Grounded for an entire summer!! That is a story I want to hear next time!!😂

[MTobin]

what a breath of fresh I love the simple life too. happiness, joy satisfaction, stress-free living doesn't cost much. It's a mindset. Enjoy life. Thank you for making this video.

[DavidKnicks]

You make retirement sound so good! I just want to hang out with you! 😉

[larryguinn]

T, serving others helps me keep life simple. 5 children and 3 grandchildren may sound complicated but it truly is rewarding to assist when needed. Keeping involved with community and church opportunities helps me remain grounded. Really like your ideas about keeping a simple life and living modestly. Keep up the good work. L