Best Index Funds For Long Term: One ETF To Rule Them All

People are usually surprised to hear that I have just one global stock fund in my core portfolio. In this video, I look at the considerations when choosing a good fund that you can stick with over the long term and I give you my opinion about which funds are best in various scenarios.

Trading 212 provides an execution-only service. This video should not be construed as investment advice. Investments can fall and rise. Capital is at risk.
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DISCLAIMER
All information is given for educational purposes and is not financial advice. Ramin does not provide recommendations and is not responsible for investment actions taken by viewers. Figures that are quoted refer to the past and past performance is not a reliable indicator of future results

[simplydividends]

Vanguard already have a global weighed fund, FTSE Global All Cap. Yes its a little more expensive but 0.23% including all EM within that isn't bad, coupled with Vanguards low platform fees.

[wunfungchan]

Thought there might be a mention of an etf run by legal and general (LGGG) which tracks equities in global, developed markets. It charges 0.1% so is cheaper than many of the funds discussed in the video, but it does a similar job..

[andreaisonline]

Thank you Ramin! Funny, I started buying into the Invesco FTSE All World UCITS after watching your short video few weeks ago.

[ispyviidz]

I decided a 2 ETF portfolio was low maintenance enough for me.
I went with Vanguards 90% (VEVE) and 10% (VFEM). The fees work out cheaper than buying (VWRL) and it's close enough to be comfortable with.

[richardmason]

IGUS is my favourite. Tracks the S&P but removes the fx risk.

[daveselvester]

Great video. I specifically use the HSBC FTSE All World Acc Class C. Be great if you did a similar video on bond funds

[dugowf]

Ramon actually mentioned this in a video from a few years ago, but you can get a global all cap vanguard for less than 0.22% by buying a 89/11 split global developed and emerging marking index fund.

[nauntond]

When talking about Accumulation funds, I think it would be beneficial to always state that the accumulated dividends are still taxable outside of a wrapper. It is common misapprehension that they are not.

[rezwhap]

Vanguard would probably argue their cheap all-world fund is the FTSE Global All Cap. The OCF was reduced from 24bps to 23 previously. I’d like to see it get to 20bps now that assets have increased. Whether the EM and small-cap exposure will pay off, only time will tell!

[mwscuba]

I would love Vanguard to do an X US fund in the UK

[IanShadrackInvesting]

You need to consider the tracking error as well as the ongoing charges fee. A low fee fund can have a high tracking error and a higher fee fund such as SWDA can have a tracking error that helps to offset the increased cost.

[foxmanchester]

Thank you so much for this video. I was confused by the investco tickers as T212 didnt show ACC or Dist

[sopissedoff]

The hsbc all world is where i transfering my 2 old workplace pensions into, i get global and emerging markets and uk in accumulation in gbp for 0.13 this has it all

[jinngeechia]

This is very good content for someone in Singapore. Most single fund holders here prefer the Irish-domiciled ETFs to hold and most are listed on the LSE. The darling in our community here is VWRA but it looks like FWRA has given us more options.

[etfmaster]

Invesco FTSE All World is above 100m AUM product!

[edc]

Thanks Ramin, I would pay the fee for currency exchange from GBP to USD when buying the ETF even though you're paying exchange rate to the broker; it has paid off in the last decade with the continual decline of GBP. When you buy the USD fund with GBP, you're also making a subtle bet that the UK economy is going downhill - which it is. T212 even tells you the 'FX impact', and for me the USD bet is very green and I don't foresee this changing any time soon sadly.

[OH-cjif]

Check with HMRC first as they are stating shares of certain types like fractional shares and dividends can not be held in stocks and shares ISA. It is against UK tax Laws.

[TM-yrpc]

The ticker for fidelity is FIAAGM not FWRG as stated at 12.50min…

[boasa]

If you live in the EU there are accumulating versions of Vanguard FTSE All-World with developing markets for 0.22% VWCE/VWRP.

[Visablehand]

Sorry why would anyone use vanguard platform? it is far more expensive than what is available