How to Get a Auto Loan with BAD CREDIT

How to Get a Auto Loan with bad credit
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[oleradiodudea.m.]

After divorce 25 years ago I got a book from the library on how to do everything you could do to improve your credit rating. It worked. Sometimes we make things too hard.

[PassportBrosBusinessClass]

How to get Bad Credit with an Auto Loan!

[Not_sure]

Former NFL wide receiver Ocho Cinco drives a smart car. He still has millions from his playing days too.

[jamesdelap]

Banks not lending on absurdly priced vehicles? Thank em for their no.

[BrkDownMedia]

This is a different, more detailed approach than what people are used to hearing. Good job!

[ConnorMarc]

Man, I wish I got this advice 6 to 8 months ago.

Good stuff.

[soothingrelaxationandmedit]

I think I'll rather focus more on getting my finances up.

[jgarciatj]

Waiting to see Lucky approved list of credit repair companies.

[thecoolrich]

20-29% HOLY!!
I remember getting 0% for 72 months in 2021😂

[salimrandall]

Great advice. We must use restraint. We all want to drive RR.

[Chinese]

I understand everyone's situation is different and I know it's easier said than done. If I had bad credit I wouldn't even consider a loan especially for a car. I'd make whatever lifestyle changes possible to improve my financial situation first. I can carpool, walk, take public transportation in the meantime.

[TKsGarage]

Wish i could fit in a smart car lol. But same. Sold the demon 170 and the i4 and the last call dodges. Daily driving my old cadillac. Waiting for the deals when it all falls down

[jbb]

If you want to fix your credit score, get a cheap motorcycle or scooter for 3-5k on a short high interest loan! It will allow you to get around, insurance, gas and maintenance will be cheap, and you'll have completely fixed your credit in no time! It only took me 10 months of 133/month to take my score from high 500s to high 700s! I've been consistently offered higher and higher loans ever since. Easy peasy!

[SeanJA]

I filed Chapter 7 back in 2021, have rebuilt credit and gotten 2 30k auto loans for Honda and Mazda, Aprs ranged from 5-6%.

I was worried because I use to hear about people 15% after bankruptcy.

[tonytaylor]

I was a mortgage loan officer and we know how that industry is currently….ended up loosing my job. i had to give my BMW lease back, stopped paying my cards just to survive. I adjusted my budget to reflect my new lower income(relocated from CA to Las Vegas a yr ago). I had to go to one of those small used car lots called Carmate in Vegas and they approved me for a car with $1500 down for 2011 Nissan Maxima for $8k with some small bank I never heard of but I was grateful to get something. I had it for 6 months but little things are starting to happen and mechanics showed me almost $5k to fix suspension and motor mounts. So now Im hoping it will last for a few more months have to figure something out so I can get a more reliable vehicle. I went to a few dealers (which they mostly suck and play all the old school car games here in Vegas) and only places I could get approved was $5k down on used 2023 Kia Soul or put $3300 down thru Carvana on something under $18k but mostly had high miles. I opened a couple new cards and paid a lot of the small collections (just waiting for them to update). I hope this helps my score to get something a little more decent.

[IOSARBX]

Lucky Lopez, You're amazing! I hit the like button as soon as I saw it!

[iceman]

With this bad credit of mine and your help, I'll be able to get that Charger I've always wanted. 🤔

[TropicTrdr]

Good solid advice, especially the part about managing your expectations.

[anthonydavis]

Don't ask for anyone to cosign. Some people are inconsiderate about this. I've had several friends and relatives who asked me to cosign for a new vehicle but they want vehicles that are price 60, 70k. I told them no, I'm not taking on responsibility of other people's debts. One guy wanted a 90k dually, turn him down.

[benchoflemons]

Capital ones secured CCs are well known to rarely graduate, don’t recommend them.