IUL Indexed Universal Life Insurance EXPLAINED

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This video explains how an indexed crediting strategy works for products like IUL - Indexed Universal Life, and how to never lose money with an indexed account!

Indexing, as in indexed universal life insurance, or IUL, has a 0% floor, therefore you can never lose money due to a downturn in the stock market.

The information contained in this video provides a general overview of different types of life insurance. Please contact your local life insurance agent to determine the best life insurance solutions for your specific financial and family needs.

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Traditional life insurance only pays out if you die - that's really "death insurance", isn't it?

Modern Living Benefits life insurance policies also pay out while you're still alive if you get sick or injured... at no extra cost.

It's not more expensive, it's just more expansive.