IUL Cash Value Rip Off

In this video, we'll cover what indexed universal life insurance (IUL) is and what benefits it provides.

If you're curious about indexed universal life insurance but don't know how to describe it, then this video is for you! We'll explain what indexed universal life insurance is and what benefits it provides, including how it works and the benefits it has for you and your family. Trust me, indexing your life is a good decision!

#personalfinance #generationalwealth #lifeinsurance

LIFE INSURANCE AGENTS ONLY

👨🏾‍💻SCHEDULE A CONSULTATION

JOIN MONEYMOVERS UNITED COMMUNITY

👨🏾‍💻SIRMONEYMOVES WEBSITE

🏠LIVING TRUST GUIDE

🎓FULL LIVING TRUST ONLINE COURSE

👔SET UP YOUR LLC

STOCK INVESTING COURSE

🎥 CONTENT CREATION GEAR:

🔥TOOLS TO GROW YOUR YOUTUBE PAGE

🔥SUBSCRIBE TO THE CHANNEL

🔥SHOP MY AMAZON STOREFRONT

🔥SOCIAL MEDIA

🔥FREE CONSULTATIONS & WORKSHOPS

🔥EMAIL

DISCLAIMER: I am not your financial adviser nor your attorney. These videos are for educational purposes only. None of my content is financial advice, tax advice, or legal advise. You must always speak to a licensed professional to evaluate your specific situation. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. I get commissions for purchases made through links in my video description box. Thank you for watching!

[teresatran]

Thank you very much for your explanation. I finally understand how IUL works. Appreciate you doing this very much . Please keep it up the way you do it. 👍

[shanekaj]

I'm a new agent, and your explanation was so helpful in me understanding the differences. 😊

[douchbag]

I just recently came across your content. I’ve only watch two videos, both on IUL’s, but they were very well explained and completely answered a couple questions I had. Appreciate your time

[BernardGoHard]

This was easy to understand on the 1st pass🙌🏾👍🏾 thanks, keep the classes coming🫡

[Ramal]

Great Explanation! I didn't know how confused I had been until I listened to this...lol Thanks

[pitchedblack]

Wow! Yes, young Prince... After replaying, taking notes, and replaying again-ed and again-ed... Oh my gracious 🤣🤣🤣🤣 you made a breakthrough... I've been avoiding this topic since my 20's unfortunately, and I'm currently in my 60's... No regrets, because timing is everything, and I personally don't believe in coincidence....

Wow! Thanks so much! 😊

My Dad suggested that I get insurance, so... I guess it's time to learn ...

[animeaestheticvibe]

Thank you so so so much... now I can rest easy knowing my insurance company won't take my cash value, as I was told by different sources. I have increasing.

[mukahlawrenciaanjeh]

I'm so glad with the explanation but will like you repeat it again for more understanding please. Thank you

[tse]

Great Video on IUL! Would you please make a video on IUL for kids/ Million baby plan. Thanks.

[twhite]

So glad your channel popped up in my YouTube search! I had been digging through the fine print on a policy like this and couldn’t understand what was happening to the cash value part. Thank you for giving us the facts instead of opinions. So many videos spend time trying to convince us that their policy is better and ultimately we just need to understand what’s going on with each one and then we can make up our own minds. Thank you!! 👍

[JojoRichards]

Excellent explanation the one thing I struggle with hearing is the idea of term and index investing being the best option, because term is cheaper that means having and IUL Or a whole is suddenly a rip off.

[philw]

What type structure do i need if want borrow from the policy loan instead cash value, universal life index?

[Gapeach]

In my 50s trying to choose best policy to help when I become older and when a fixed income occurs. On term now and see the incremental increases. Not prepared financially for continuing Increases when it expires time I hit 70.

[teresatran]

Can one person have two separate IULs from two different insurance companies?

[Cutz]

If you borrow from your cash value, does the insurance company still pay out the difference after death? And how does this affect the price of the policy overtime?

[briannaprieto]

Can you change increasing to level in a Transamerica policy? And what do you think of Transamerica?

[talethaqueen]

Can you make a video about whole life insurance?

[iramgonzalez]

Hey sir, I have a very unique question regarding a IUL policy that someone is offering me. Would u be able to help me with this?

[KayKay-jcom]

Can you explain if increasing is same as graded death benefit option

[slimj]

I want to reduce the death benefit of my iul. Is there any downside to this?