I READ THE GOP HEALTHCARE BILL SO YOU DON'T HAVE TO! | AHCA EXPLAINED

Read the bill for yourself here:

[makeamericagraciousagain]

Hi Ashley,

Really great job, you should be working in Washington (if you wanted to) and I like your music. I also have a question for you at the bottom of my post.

I believe more than six or seven states may accept the Waiver Program.

I base this on the fact that 17 red states have not accepted Expanded Medicaid which has hurt low and middle class families, mothers and our vets that were 138% of the federal poverty level.

This was done for spite, no other reason. If Obamacare was defeated . . . then Obama would have failed, and unfortunately this remains the policy instead of trying to increase enrollment and encourage insurance companies to participate in ACA.

John Boehner, the speaker said: “We're going to do everything — and I mean everything we can do — to kill it, stop it, slow it down, whatever we can.”

The $8 billion is a pittance for offsetting the extra cost of people in states that accept the waiver. It simply isn’t enough money. Experts want $25 billion to fund high-risk pools, and there is a shortfall of $192 billion dollars with ACHA.

And addressing your statement that, “Most states that apply are probably not going to be granted that waiver [for not supporting pre-existing conditions] . . . you have to have a pretty good case that health insurance markets in your state are truly at risk of leaving your state.“

President Trump has said he wants ACA to crash and burn, or as he so eloquently puts it “explode”, so I see no change in the policy towards affordable healthcare, getting premiums and deductibles down, especially at the work place, or coming to discuss healthcare in a bi-partisan manner.

When ACA was rolled out, telling insurance companies that they had to insure anybody who signed up, regardless of previous conditions or sickness, everybody realized that the insurance companies would probably lose money in the first decade or so, until previously-uninsured-but-sick people got into the system, got better, and things evened out.

To get the insurance companies to go along with this danger of losing money, the ACA promised to make them whole for any losses in any of the first decade’s years. At the end of each fiscal year, the insurance companies merely had to document their losses, and the government would reimburse them out of ACA funds provided for by the law.

The possibility of their losing money was referred to as the “risk corridor, ” and the ACA explicitly filled those risk corridors with a guarantee of making the insurance companies, at the very least, whole.

And then something happened. As The New York Times noted on December 9, 2015, “A little-noticed health care provision slipped into a giant spending law last year has tangled up the Obama administration, sent tremors through health insurance markets and rattled confidence in the durability of President Obama’s signature health law.”

Rubio and a number of other Republicans had succeeded in gutting the risk corridors. The result was that, just in 2015, end-of-fiscal-year risk corridor payments to insurance companies that were supposed to total around $2.9 billion were only reimbursed, according to Rubio himself quoted in the Times, to the tune of around $400 million. Rubio bragged that he’d “saved taxpayers $2.5 billion.”

And, indeed, he had. But the insurance companies were thrown into a crisis. And, with Republicans in Congress absolutely refusing to re-fund the risk corridors, that crisis would get worse as time went on, at least over a period of a few years.

So the insurance companies did the only things they could. In (mostly red) states with low incomes and thus poorer health, they simply pulled out of the marketplace altogether. This has left some states with only one single insurer left. In others, they jacked up their prices to make up their losses.

So, I think the risks are greater because, unfortunately, healthcare has become a partisan issue.

And now my question to you:
Tom Price's previous healthcare plan stated that if enrollees don't maintain coverage for at least 18 months, pre-existing conditions are NOT covered.

Is this the case with the current bill that passed the House?

[RaelNYC]

You dwell on information, instead of some left or
right wing mission. You editorialize on individual
facts and concepts, not on the platform of one party
or the other. It's refreshing and enlightening.

[vonsuthoff]

I live in the very poor state of Mississippi and if they can ignore the poor and preexisting conditions... they will! And if they don't ignore this, they will make it impossible to afford! Welcome to a republican lead poor state with a voting public who vote against their own well being every time... especially if our leaders mention that they are on Gods team!!! Jesus would be appalled*

[BedwetterCDN]

Jesus H Christ America for fuck sakes get single payer already and join the rest of the Western World.

[hillarylavendar]

I just went to a town hall meeting in which a woman showed a picture of her daughter and states that it has cost $3.5 million to keep her daughter alive so far. THe daughter was about four.

Let's say each person with a life-long preexisting condition costs $1 million to keep alive during the course of his/her lifetime. I choose that dollar figure because before Obamacare eliminated caps on medical insurance plans, most insurance companies capped off medical treatment at $1 million. So if each person with a preexisting condition spends $1 million dollars on medical services, 8, 000 people can be serviced through the high risk pool consisting of $8 billion.

So, if there are 6-7 states that apply and receive the waiver, are there only 8, 000 people who live with a pre-existing condition in a combination of ALL of those state that have a pre-existing condition from birth? I don't think so.

I live in Washington State. According to the Washington State Developmental Disabilities Council, 15, 150 people have developmental disabilities in the state. Most of these disabilities are from birth or from childhood. I have worked with people with developmental disabilities for over 20 years. It is rare I meet someone who has sustained a developmental disability in adulthood. So I am going off an educated guess that about 15, 000 people in WA State have had a pre-existing condition from birth or very early childhood.

Eight billion dollars covers a little over half of the WA State DD population. (I'm sorry but the web doesn't seem to have the data on pre-existing conditions state-by-state. So I'm using similar data. This data does not include people who sustained a pre-existing condition in adulthood and/or a pre-existing condition that does not include a cognitive disability. So if you have just diabetes or just a congenital heart disease, you would not be included in these statistics.)

We can look at it a different way. There are 130 million people in the United States with pre-existing conditions. THere is $8 billion dollars. THat comes to $61.54 per person with a preexisting condition in the country. Let's try something else. THere are 130, 000, 000 people with pre-existing conditions in the USA. Divide that by 50. Multiply that 7 for the seven states applying for the waiver. Then divide that number by $1 million for the $1 million average it costs people with preexisting conditions to maintain health. Whatcha get? 18.2.

That means 18 people per state can be in this high risk pool.

Washington is just a sampling. "BroketheInterweb" tells us that 6-7 states will probably receive the waiver. What is the problem here? I think before telling us that $8 billion is enough, one first needs to research how much it costs to live with a preexisting condition from birth to old age.

I doubt Washington State will be a state that obtains a waiver, but places like Texas will obtain a waiver. Texas is a lot larger than Washington State. I also know that because a person with pre-existing condition has a much more expensive cost of living (medical co-pays, loss of income, modifications to home, etc.), a lot of them live in rural, poor areas where the cost of living is less. Washington State is pretty wealthy overall.

Do you think that Texas has more than 18 people with preexisting conditions live in it?

What I'm saying is that $8, 000, 000, 000 doesn't cover the price for one state, let alone 6-7 states.

[KaberleeTV]

I appreciate your service to the American people for being a trooper and reading the bill in it's entirety.

[sachman]

Well this is possibly the best explanation of the AHCA bill i have heard to date. It should be posted to every member of the house and senate.Congratulations on a well presented video

[rosannashaun]

Wonderful job at reading and explaining this important piece of legislation. You ever think about running for office???I would vote for you..

[melsfaable]

Thanks for the breakdown. Appreciate the time, effort and honesty. Hope to see more videos like this in the future.

[beasty]

Breath of fresh air. Thank you for this video!

[clarkvaughan]

How dare you, young lady! You're smart, patient, even handed, and well informed. You delivered a reasonable, cogent summary of an intentionally obfuscated, complex subject. How dare you read. You should be watching TV! Young people nowadays. Hopeless.

[DrKaren-ekqf]

you read the whole bill, me too... maybe the wrong people are in politics ..
Just a thought.. a lot of Americans really do like honestly 👍

[Kudotsu]

If we can get at least half of the population to take the time necessary to read the bills, measures and propositions laid throughout the tiers of government, we would have a society which shills and deviants could neither deceive nor exploit. Participation in our governing is a crucial part of the definition of being an American, as well an essential element of our patriotism. Well done

[StrategicWealthLLC]

Thank you for reading the bill and creating the video. Impressive work.

[gerryskiff]

Hmmm the most intelligent information I've heard all year thankx

[Jared_and_the_news]

You magically made a healthcare bill not be boring actually. It's disconcerting to me because my brother had a gastric bypass surgery done that has totally changed his life. He got it through Medicaid. It's a new version of the surgery and he's part of a study they're conducting on it. He's one of the pioneers for this particular surgery. A poster boy of sorts. He told me that the research would no longer be funded with this new bill/law and nor would his follow up appointments. I'm not quite as sharp as you are with legal jargon but I believe you just demonstrated that my brother is right to be concerned that his program will be taken away from him.

Thank you for the information, I learned something. You can't learn about any of the salient details from watching the news, you know?

Now I am curious how his living in Colorado effected his eligibility. Hmm. And how this new one will as well.

[marknemecek]

Question what ever happened to an individual or person to do what you need to due to keep yourself as healthy as you can. We as people need to look in the mirror and realize hey I need to start exercising and eating a lot healthier. It's not the job of the country just to keep you healthy it's are individual responsibility as well
If we start really applying this way of thinking watch how better off we can all be.

[Im_Behind_You]

Have you heard of Phil's news network? If you're in california you should work for him!

[MEEPEES]

I do not take the word of Trump let alone someone I do not know- Paul Ryan is the founder of this bill and I know for a FACT this bill is discriminatory and not practical for many specific KEY groups of AMERICANS- Disabled- Seniors-VETERANS- PRE-EXISTING conditions and that list is 80 percent of AMERICANS... WE would pay through our teeth and not be able to afford insurance. WE were just fine going into a TRUMP presidency with what we already have in the ACA only it would have to be tweaked.

[latinarepublican]

Jail every member of congress and start over