Don’t Travel Before This! Wise Travel Card Review

In this video I give you my thoughts on the Wise Travel Card. In this Wise review, I go through how to use the Wise card, the International transactions fees, what the Wise app is like to use, Wise Apple Pay and digital cards, how to pay with Wise, how to exchange money with Wise and more.

Timestamps:
0:00 Intro
0:17 Adding and transferring money
1:36 Fees
2:25 Avoid fees when travelling
2:38 Digital and physical cards
5:39 Things I love and I hate

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Disclaimer:
This information is general advice only and does not take into account your personal financial circumstances. It is for educational purposes only, and does not constitute personal financial advice. You should always do your own research and seek professional advice that is tailored to your specific needs and circumstances.

[RogerHammond]

Another couple of handy features are the auto convert where you can pick an exchange rate that you would like and if the rates move enough and it spikes for whatever reason - you get the rate you wanted. Also, it's a mistake to convert all your money in one hit to the currency you are travelling into, dribble it in in the lead-up like a savings account and you'll average the exchange rate so that any peaks or troughs are averaged out but leave a decent amount as AUD. If you are running low in the local currency you can top up with a currency conversion on the fly - or let Wise do it for you at the current live rates. But if you have too much foreign currency at the end of your trip - it will cost you to convert it back to AUD, but not if you left it as AUD.

[jefflambert]

Thank you, finally a review of actual use. I really appreciate you doing this review. My wife is Japanese so we do go to Japan every 2 to 3 years to visit family and friends. Actually planning on moving there in 7 years as expats. So we've been looking for a way to take advantage of current exchange rates and of course to convert my home country currency to Yen once we are living there. Thank you !

[zeeM]

Hi, thanks for this :) Can you swipe with the Wise card?

[moisnhcrnr]

Regarding the digital cards, do they have a 16 digit number like a credit card? For example, if I'm purchasing some airfare in Thai Baht, I'll need to put in the 16 digit card number along with expiration date and CVV. Do they work just like physical card in that regard?

[acmlsrtvxacmlsrtvx]

Which means if they have fees hidden on the exchange rates, they are not giving you full disclosure and lying to you and stealing off you, and that's exactly what it is

[em-oh-ji]

Hi, thank you for the wonderful video.
When you do a request payment and you send them the link, do they have to create a wise account? can you please go through the process? thank you

[theatonementsight]

Hi @investwithQueenie - I thought WISE did charge a fee on withdrawals from ATMS after a certain amount of money was withdrawn. Like you have two free withdrawals per month up to a certain amount. I'm pretty sure after that, there's a percentage taken.

[seaford]

Card doesn't work I am unable to withdraw any money from atms in Bangkok, have to transfer money into my girlfriend's bank account so I can get money.

[sonnyday]

When putting your pin in, do you need to press Credit or Savings?

[jacobnewton]

Question: are there no fees when adding money via a manual bank transfer? Would that be a good option when adding large amounts of money? TIA!

[WayneDawkinsThePartyMan]

Since your video is fairly new, Have you had any issues with your money being lost and not being able to recover it seeing they are not a real bank? The tips on Apple Pay and using bigger banks atm are helpful.

[GAZMAN]

Why don't you use the Qantas member card you can load it with money and use it as a debt card

[denniseherrick]

Hello, I wrote a few messages through your YouTube and Messenger about fees but have had no response? I was told Wise do not charge fees but I am a new customer and loaded my currency (Australian) and Indo rupiah by transferring from my bank account and was charged fees both times by you? I have a screenshot of the transactions but cannot add them here?

[DePhpBug]

WISE may dazzle with all its bells and whistles, but when issues arise, brace yourself for potential frustration as their customer service or team may drag their feet, leading to a descent into chaos.🎉🎉

[lockiebok]

If I am with uBank would that be also a good option no fees international

[swedendive]

Wise take fee if you spend/take out more than 200USD

[Mr.DJones]

Thank you for your time and posting. I just don't get it. You offer everyone a nice review and many think you are Wise's tech support. And of course, they want the support for free. I've found this with almost every review of a product. Very nice review BTW. :)

[BUY_YOUTUBE_VIEWS_ddd]

Making your way to the top step by step

[SujeetKumar-kloo]

I am deaf. I have the same money problem. I am poor. I want to apply wise.. I request you.. I feel.🙏