How to Deal with Money When You Travel

Traveling is not free, no matter what some tiktok video tells you. You will need to pay for your food, for your hotels, for your flights when you travel and that is why it is important to have a better idea about money when you travel abroad. Wether it is making sure you have a mastercard or visa card or knowing what the local currency looks like, money is an issue you will deal with as a traveler. Here we talk about some money issues travelers and tourists have to deal with when they visit Europe.
Filmed in Turku, Finland
Copyright Mark Wolters 2022

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[frednich]

We took 4 different cards with us to Europe, and wound up using the one we didn't plan on using, just because it had the most reliable tap function. Tap is everything in Europe, especially at kiosks

[johnsobaszko]

You forgot to say to make sure you have coins for the public toilets that charge.

[seadude]

You are crushing it recently! My parents are taking their first trip to Europe in October and I keep sending them your videos. I’m trying to keep the potential culture shock to a minimum. Keep up the great work!

[Fanw]

Judging from my own experiences in the last 12 months and from comments on this video entered by other people, the most important advice from Mark is at 9m 18s. Make sure you take a card with you, and make sure that it is contactless - (ie has the Wifi symbol on it). Many businesses in Europe, even in GERMANY, are 'cash free'. It is one of their contractual terms that they only accept payment by card (or by bank credit transfer).

[evelyngrammar]

We just got back from a month in Europe and the UK, covering 6 countries. In my experience, an ATM powered by Euronet should be avoided. The exchange rate is not favorable. And I echo the comments made that many places are cashless. You don't need to have an Oyster card in London if you have a contactless pay option or something like Apple Pay. The Oyster card is still available and I used one I bought 6 years ago.

[georgiancrossroads]

Hey Mark, My US bank card had a chip, but no tap feature, when I went to the Czech Republic. NO. BANK. MACHINE. OR. BANK. WOULD. EVEN. RECOGNIZE. MY. CARD. Fortunately I had a European card from my bank in Tbilisi. Or I would have been SOL. My Alaskan bank has no immediate plans to add such a feature. Just sayin'. I'll be in Germany soon. So we'll see what it looks like there. My card works fine back in Georgia (NOT THE US STATE). Thanks for the tips.

Remember travelers checks?

[juliebrocklehurst-woods]

I just spent a week in the Netherlands. Everyone accepted my MasterCard. I didn’t obtain/need any Euros at all.

[gentrybowley]

I’d like to add that, once in a blue moon, you might find an ATM, or train kiosk, that won’t say “English.” They will have a list of country flags, to choose from, that represent a language. In that case, you want to choose the British flag (🇬🇧).

[cbfranke]

One thing that I found that to change language on the ATMs you pick the flag that is associated with that language. And for English you have to pick the UK flag.

Also I found that many Post Offices have ATMs.

[Stache]

I haven't checked recently but AAA used to offer a money pack for going abroad, usually enough to go from the airport to your accommodations.
If you are traveling light or dont mind the load, many times public transportation such as subways and rail serve airports, check into this before pondering a taxi, I learned this watching videos aimed at airport arrivals and how to get into the city.

[MadeNCda]

A good habit a friend taught me while I'm traveling and using ATMs: use your bank app and lock your bank card after every use. That way if someone has skimmed your card no transactions will go through bc your card will be locked. Then when you use it again, unlock, get your $ and immediately lock the card again. It gives you so much peace of mind.

[Jimbobeatty]

ALWAYS..bring a copy of your ATM card (duplicate). Some ATM's utilize the "capture" of the card feature, where the machine swallows the card and spits it out once the transaction is done, etc. However, when using one of them in Germany, the language on the screen was German and I couldn't figure out how to change it before it "timed out", and the machine retain my card, leaving me stranded for a week without being able to get cash! Always bring a duplicate!

[garye]

I donate any extra coins before heading home!

[RandolfLycan]

I have yet to go to Europe but I remember watching your video about phones abroad from 6 or 7 ish years ago. Do you think your advice from that video still applies or have things with phones abroad changed since then?

[ariohandoyo]

Yes we need money if we want travel abroab, hello i'm your subscriber from Indonesia i'm an english learner as well.😊

[mexicominute]

Great tips. We usually bring multiple cards from different banks for redundancy in case a card doesn’t work, gets stolen, etc.

[Mr.DJones]

Thank you for your time and posting. Good info. I had a Finnish girlfriend when I was traveling through Spain and Portugal in 1977. If you are reading this, I am so sorry I broke up with you before we arrived in Paris. ;)

[OwenFuller]

Very helpful video Mark, you’re channel is appreciated by many. I myself have gotten at least 10 people to subscribe. Gotta get you to that 1 million!!

[carlamortlock]

Make sure that u get a blocking wallet if u re going to use the tap and go option.

[ChrisFalk]

Another heads-up: you can use a Euro in all of the countries where it is the official currency, but even though Norway, Denmark, Sweden and the Czech Republic all call their currencies Crown they are all different curriencies. In other words: you can't use a Danish Crown in Norway, for example.