Best Cash Back Credit Cards Australia 2022

Learn about the best cash back credit cards in Australia for 2022.

0:00 Intro
0:21 Disclaimer
1:03 ANZ Rewards Black Card
3:42 Westpac Altitude Rewards Black Card
5:23 Citibank Rewards Card
7:28 Kogan Money Black Card
8:30 American Express Cashback Credit Card
9:55 American Express Platinum Edge Credit Card
11:14 Credit Card Comparison

💰 Some links below may be affiliate links so we can both get some free money

Credit Cards:
💳 AMEX Velocity Platinum Card - Earn up to 100,000 bonus Velocity Points
💳 The Qantas American Express Ultimate Card - Earn up to 100,000 bonus Qantas Points:

💵 Crypto exchanges:

🛍️ Free websites to get cash back:

📱 Free personal finance and investing tools:

📞 My utilities like phone, internet and electricity:

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Disclaimer:
The information on this video is for general information only. It should not be taken as constituting professional advice.

Queenie is not a financial adviser. You should consider seeking independent legal, financial, taxation or other advice to check how the website information relates to your unique circumstances.

Queenie is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, in this video.

Marquetable Group PTY LTD (ABN 85 635 225 259) a corporate authorised credit representative (Number: 542464) of Moneysherpa Pty Ltd ABN 32 164 927 708 (Australian Credit License: 451289)

[gamermvrk]

Reward! I like the little chapter features you've added in the description below!

[prettythingsz]

Thanks for REWARDING us with another informative video on credit cards, Queenie! :)

[davidallenmoneystories]

I just have to say that the editing in this video is really good

[sossimo]

Reward. Great content! Keen to know more about the pros and cons of cancelling you credit card before the annual fee.

[ladyboi]

Hey Queenie, I would to see a video regarding saving money on the road, like tolls, fuel rewards cards etc :)

[tntgangstr]

for the ANZ Rewards Black credit card can you use it on anything for the points or you have to use the card on specific things

[SamT]

Westpac Black cardholder here. Correction on your spreadsheet is that it is up to 66 points per dollar spent and not the other way around. Its everyday spending is 1.25 (previously 1.5 which is what I am on) points per dollar spent on the non bonus vendors. It also works out better for larger spenders as there is no capped amount per month and is 1.25 points uncapped.

[finalmixproductions]

Hi Queenie, do you have a link to the spreadsheet you were using?

[queenv]

REWARD. Thanks for the deep dive o credit cards... I have never owned or used a credit card but have always found it interesting how people use them for the points and bonuses. I still think I will give credit cards a miss but appreciated your video. I will download we money and check my credit score though 😊

[DK-xnrk]

Hi Queenie - what card would you suggest to go with at the moment strictly for frequent flyer points? Would also need to be able to use the annual fee as travel credit if possible! Thanks for the video 🤙🏼😁

[Iruful]

This was super informative. Really keen for the travel credit cards video as well! Been struggling to decide on a travel credit card that allows for points transfers to either Qatar, Emirates, or Singapore Airlines. Had Citi Rewards before but found that the customer support was awful and the app/platform was a little clunky as well.

[rachellouiseheal]

could you do a student version of this

[furiousdriver]

Video on ETHI ETF please
Why ? And future?

[Camweeno]

Hi Queenie! This video is so timely as I have been contemplating getting my first credit card (i am 23). I do have some concerns about it all though…

I am new to credits cards and feel a little out of my depth. I get nervous when companies and people speak of credit scores (even though I’ve never missed any payments in my life).

Can you pls explain if there any risks of getting denied during the application process and how this might affect credit scores and how this might impact future borrowing.

Also I believe in previous videos you spoke of cancelling credit cards before the the yearly fee. What are the pros and cons of doing this?

P.s love your videos, so glad I stumbled across your channel

[exannuc]

Id love to see you do a video about your investing strategy in crypto

[MarsM]

U.S. Bank credit card for utilities and internet. Chase Freedom for the drugstore and restaurants. Amazon credit card for Amazon purchases. Lowes credit card for Lowes purchases. Academy credit card for Academy purchases. Blockfi credit card when bitcoin dips. Paypal credit card for general use.

Trying to get a Chase Freedom Flex for that rotating category, but got rejected. Don't know why, I have outstanding credit. Maybe you can't have Freedom Unlimited and Freedom Flex cards at the same time? Dunno.

[kennylau]

Could've mentioned the HSBC Platinum which has $0 annual fee for the first year and $600 cashback for $3000 of spend in the first 3 months. Unfortunately, this is only available to existing HSBC customers.