term insurance plan in hindi - how to choose best term insurance plan | term insurance ke fayde

Term life insurance cheap and best life insurance hai jo defined time period ke liye life cover provice karta hai. koi bhi 5 lac per annum income wala 1 crore ka term insurance plan easily le sakta hai. is video me bataya gya hai ki term insurance kya hai aur term insurance plan kaise choose kare.

term insurance kya hai, term insurance kaise choose kare, best term plan kaise choose kare, how to choose best term insurance plan, how to buy term insurance plan, term insurance ke fayde. ye sab is video me janiye

Term Life Insurance

Term Life insurance provides coverage for a fixed period of time at a fixed premium rate.
In case of untimely death of the life insured during the policy term , the nominee of the life insured gets the Total Payout/Benefit. The benefit can be paid out as a lump sum payout or a combination of Lump sum & Monthly payout or only as a Monthly payout.
Therefore Term insurance plans are said to be pure protection plans which ensure financial stability of the dependants in case of untimely death of the life insured.

Benefits of Term Life Insurance

Death Benefit: In the unfortunate event of death of life insured during policy term, the nominee shall receive the Total Payout as a Lump sum amount or a combination of Lump sum & Monthly amount.
Lump sum amount to take care of immediate financial liabilities.
Monthly income to sustain the family lifestyle.
Tax Benefit: The premiums paid for Term Life Insurance are Tax free under section 80(C) upto an amount of Rs 1,50,000.
Rider Benefits: Riders are an important addition to the basic plan offering & provide an option to customize the coverage to the life insured.
Accidental Death Benefit rider offers an additional sum assured over the base plan offering in case death occurs due to an accident.
Accidental Disability rider offers an immediate lump sum payment on occurrence of any disability due to an accident.
Critical Illness rider offers an additional sum assured over the base plan offering if the life insured is diagnosed with one of the critical illnesses mentioned in the rider.
Waiver of Premium rider offers the waiver of all policy premiums in case the life insured is diagnosed permanent disability or critical illness.
Option to increase Death benefit: Certain plans have offerings where the life insured can increase the life cover at key stages in life like marriage , birth of child.

Key Terms when comparing Term Life insurance plans

Total Payout of each plan
Premium amount paid for desired Total Payout
Policy term offered
High claim settlement ratio
Riders offered with the plan

term insurance plan in hindi - how to choose best term insurance plan | term insurance ke fayde

#TermInsurance #LifeInsurance

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[nageshgaikwad]

I watch many video but no one can explain in full details like you. Finally I understood "Term Plan".

[stylemax]

term insurance जैसी कॉन्सेप्ट के बारे में कुछ लोग अभी तक नहीं जानते थे बताने के लिए शुक्रिया

[sumitkumarmittal]

Hello ishan sir...ishan sir 1st time is advertisment ko dekhne ke baad...me yahi sochata tha.. ki is video par ek detail video banayi jaye...or aaj aapne is topic par detail video banakar..apne viewers ki kafi had tak is video ko samjhane mein help ki hai...I am very grateful to you..And I hope..aap future mein aise hi Videos banate rahiye...My support is always with you

[praveentripathi]

सर जी हेल्थ इंश्योरेंस का वीडियो बना दो

[awadheshyadav]

भाई जी मैं आपकी हर vedio को देखता हूँ। आप जैसा सही ज्ञान कोई नही देता।

[vivekdeep]

Kaafi dino baad mujhe thik se samajh aya term insurance ke baare main.... Thank you brother.

[shrishivam]

Term insurance ke itani saral tarike se samjhane ke liye shukriya brother

[smmalik]

Ishan bhai aapka bahut bahut shukriya aap sab ki help karte Hain uske liye main aap Ko Dil se shukriya karta hun 💐💐💐💯💯💯

[himanshuyadav]

It's nice..and very important topics...

[shabirdancecompany]

If we take a monthly plan, will the policy be covered from the first month or after one year?

[vikaskumar]

thank you so much sir.. big fan of you as well as yogi assets both r doing great job.. keep it up

[mdnawabraza]

Bhai ek complete video banaye insurance par,
1, Insurance kya hota hai
2, insurance kitne type ka hota hai
3, ek insurance ka period kab se kab tak hota hai
4, insurance claim karne ka procedure kya hai
5, supposed that Mai ek insurance kharida but claim nahi kiya q ki woh situation hi nahi aayaa to kya paise milenge, Note: this point is only for term insurance, , ,
Policy agent sirf policy sell karta hai lekin woh insurance ka jo concept hai w woh customer ko explain hi nahi karpata h...
Isi liye Mai aap ko is topic par video ke liye bol raha hun...

[shaileshsavla]

Hi sir please make a video on NRI.
How to do NRI policy. What are the terms and conditions . How to do NRI medical checkup. & Many more .
Thank you so much.

[bibekc.aupdates]

Is video ko mene download kar rakhunga taki mujhe ye video phir se dekhne ke liye phir se ye video dhundna na pade YouTube par

[DARKKNIGHT-jkeo]

Sir make videos on child insurance with full details on policy bazaar.

[bilalahmad]

Sir video hi kyun???
Aapki koi bhi video jis topic pe hoti hai use dekhne ke baad, , koi aur video dekhne ki kabhi zaroorat hi nhi padti hai .. 💯👍🔥🔥💯💯

[Rahulwaghumbare]

स्टार हेल्थ इन्शुरन्स कभी मत लेना, बहुतही घटिया कंपनी है, दावे बडे बडे करती है, लेकिन इन्शुरन्स क्लेम सेटल नही करती.

[shivjeetdangi]

Good topic i request to you please make a video on healt insurance

[ayushmakar]

You have not told about nominee declaration process

[sachin]

If you hide smoking habit to have low premium then does it create problems?