Does Home Insurance Cover Structural Damage?

Hello, Danielle Stack here from the Stack Insurance Agency with an explanation to a common question we get here at the office: Does Home Insurance Cover Structural Damage?

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Any structural damage can easily be won in court if related to a storm, simple pictures fix this. Best way to beat insurance is to have a professional thorough home inspection or in most states every 2 years to document changes. Obviously this is common practice on multi million dollar homes but is ignored by most homeowners because of cost. Professional Certified Educated Evidence is the best defense against any insurance company for any insured asset. These common annual reviews shpuld be done regularly and inspections could be the difference between a 5k dollar shingle replacement and a ful 80k dollar new complete roof.