Can I use these two index funds for retirement instead of Nifty, Nifty Next 50?

[sakthikumar]

Hello Pattu Sir,

1. I see a lot of articles about Nifty 50 Investment based on PE ratio "Low PE high return" and backtested results, but
there are no similar articles on Nifty Next 50 (At least from my knowledge). Will this still work on Nifty Next 50? if so what will be the PE range "Undervalued to Overvalued".
2. You Talked about Franklin India Dynamic asset allocation fund, In this fund the strategy is to invest in Equity and Debt (Blend) based on the Nifty 500 PE and PB criteria and reallocated every month.
Can we use the same idea of PE, PB based allocation, and Invest in Nifty 50 and Nifty Next 50 Passive Funds for Equity Component and Liquid Fund for Debt Component Manually for the retirement plan? (optimum returns with lowered risk).

My age is 30 and I invested 50:50 in Nifty 50 and Nifty Next 50 respectively.

Thank you.

[kiransolanke]

Very good question dear. You are wiser than most investors.

[cricketkindof]

Rebalancing triggers taxes and affects compounding. Never rebalance.

[ramjaykv]

Pattu a Navasakthi kovil la pudichu, nacchu nu naalu mutual fund mokka pottaa nalla irukkum. Apdiye oru namaskaram also. Thanks Pattu for putting out so much content for us to learn from!

[Anandarajguru]

Sir, Clearly explained. Could you please make a video on real estate investment. Lot of financial advisors are saying real estate will not give good returns unlike 2000 to 2012 period. But still I am seeing real estate property (not flats, apartments) is giving decent returns mainly in suburbans. I have seen many people have created wealth only investing in gold and real estate. Is it a right time to invest in real estate. Kindly make a video on it or please reply. Thank you professor.

[lordozb]

Request a video on "Quant Active fund"

[Aroundtheworld]

Hi Sir, If my goal is for retirement that is 15 + years away can I put 100 % in index fund. Is it necessary to have debt fund in my portfolio. Please clarify my doubt. Thank you.

[kunalkriplani]

Sir what do you think about nippon india retirement fund? I am investing in it from 2015 but i feel it is not giving good returns even when the markets are good.. I am planning to switch this fund to nifty next 50 index fund.. view is for 20 years.. what is your suggestion?

[snehasishnanda]

Any relation between Tbill yield/ rates and nifty index sir? I had read an article in moneycontrol but was not clear...there is no direct relation i believe. But the trend....
I hope my question is clear.
I am just 6 month old in investing. Lots of confusions going on.
Luckily I found freefincal. Thanks for the hard work and knowledge share sir.

[narasimmamurthyr]

MO S&P 500 fund moved from 10 to 20 while nifty index moved to 26 !

[kushagrajain]

Please suggest a plan for someone who is 90% in fixed income and 10%equity mutual funds at age of 30 .. How should we shift asset allocation to equity if money involved is big and does it help if we start allocation at this age. Lot of people seem to be in this phase but gets scared to move a big accumulations to equity when they learn about asset allocation.

[vijiyanttanaji]

Sir which combination is best for index investment
1. Uti nifty 50, Uti nifty next 50
2. Uti nifty 50, Uti nifty 200 momentum 30
3. Uti next nifty 50, Uti nifty 200 momentum 30
I will be starting my SIP investment of 5k per month, kindly guide accordingly

[prabhakaranm]

Hi Pattu sir,
My current retirement AA is 43% equity & 57% debt. Currently I am investing more on equity (almost 90%) to make AA as 60% equity and 40% debt. Once I have reached my target AA, should I change my investment amounts as per target AA or 50% to equity & debt ?

[emailuser]

Hello,
I want to ask you if this asset allocation in index funds is right or wrong. I am not good at finance. These are the index funds which I invest in every month.

Nifty 50 - 35.71%
Nifty Next 50 - 35.71 %
Gold Index fund - 14.28 %
Mid-cap index fund - 7.14 %
Small-cap index fund - 7.14 %
It would be of great help if u suggest any correction in the above allocation. Thanking you in anticipation. 🙏🏻

[DensonGeorge]

Hey Pattu,
Regarding your calculations on N50 + NN50, I don't think you have accounted for thr fact that most NN50 funds have 0.3+ TERs.. would that make N50 + NN50, an unfavorable investment for the long term? Axis N100 has a relatively lower 0.15-0.16 TER. The biggest problem however is that the TERs can change anytime in the future and making long term decisions based on that doesn't make a lot of sense.

[shubhamkhatri]

Sir may i ask how you are creating dividend portfolio would you please brief it up & should it be replaced by an commodity/PSU sectoral fund with an dividend option for less clutter ?

[narasimmamurthyr]

I wonder (poor chap), where the original amount has to be invested (!) if the additional amount goes to 75%:25% to Axis 100 and MOST S&P .

[rameshramesh-lcge]

Sir,
My Question is simple
Which one is best longterm?
UTI NIFTY 50 And NIFTY NEXT 50 Funds
Or
AXIS NIFTY 100 Fund
Please Reply

[amitkanjilal]

Hello sir... I admire your work very much...I have a question to ask. I am 27 years old and get salary ₹1.2 lakh (gross) and ~₹1 lakh (net) per month. Can I accumulate ₹50Cr at the time of retirement at the age of 60?

[sanjaychoudhary]

Why you are using girl's image
Gadhe