HDFC ERGO Optima Restore Health Insurance I Best Health Insurance in India- Complete Review in Hindi

This video is made to help you understand about the HDFC Ergo Health Insurance Plan – HDFC Ergo Optima Restore Plan has been introduced by HDFC Ergo. This plan is the best plan in the Health Insurance Industry. This is the best fit plan for the Individuals and Families. This plan is Highly recommendable for health-conscious individuals, Optima Restore Policy has a wide features range that includes:
Income tax Benefits - Tax rebate under section 80D of the Income Tax Act, 1961
Following are the Key features of Young Star Health Insurance Policy:
1. Room Rent – No Limit
2. Consumable/Payable items-Covered
3. Ambulance – Covered 2000/- per hospitalization
4. Pre-existing disease are also covered after 36 months.
5. Specific diseases are covered after 24 months.
6. E-Medical Opinion from Expert Panel
7. 60 days pre-hospitalization expenses; 180 days post hospitalization expenses
8. Emergency Air ambulance charges
9. All Daycare procedures
10. 100% Automatic restoration of sum insured amount
11. No Claim Bonus at 50% of the basic sum insured for each claim-free year ( Up to 100%)

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If you are interested or looking for any financial advice (Free of Cost) –
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HDFC ERGO Optima Restore Health Insurance I Best Health Insurance in India I Optima Restore Complete Review in Hindi
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This disclaimer informs readers that the views, thoughts, and opinions expressed in the video belong solely to the creator, and not necessarily to the creator’s employer, organization, committee or other group or individual. Information on this video is based on my opinion and experience. It should not be considered professional financial investment advice. The ideas and strategies should never be used without first assessing your own personal and financial situation, or without consulting a financial professional. My thoughts and opinion will also change from time to time as i learn and accumulate more knowledge. Fair use copyright disclaimer under section 107 of the copyright act of 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research.

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Top LIC Plan ideas –
Star Health - Young Star plan -

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[ManojJaiswallic]

Download link for your easy reference :

[ramnathprasad]

I have a family floater health insurance from hdfc Ergo ( Health Suraksha Silver plan)
My renewal date is Oct 2024. I came to that this plan now has closed. Kindly guide what can I do for insurance extention.

[kalubalu]

Bro, in HDFC optima secure whether they increase premium enormous or it's stable for the age slab? 5-6% would be ok. I am planning to shift from an existing health suraksha silver plan of 3L SA to optima secure with 5L SA.I am at 51. Existing premium shoot up direct from 15k to 25k with no restoration. Hence better to shift to the restoration plan of 5L instead of taking Top up to the existing plan. Premium will be nearly the same as if taken top up. However in secure restoration with lots of benefits. Please advise if any. Thanks!

[ankitsrivastava]

Care plus & Hdfc ergo secure comparison video banaiye

[sagarpal]

Sir isme keye delivery coverarage hai keya????

[shayari]

Pregnancy is not included in this plan ...but ... after delivery.. in case baby's treatment is included or not?

[KuntalGuharaja]

Sir, as per the website - there is no room rent capping on rent + no capping on type of room (ie patient can opt for upper range of single ac room).

Please confirm.

[worldviewcollection]

Sir gaal bladder ka claim 3 kist pay larne ke bad mil jayga ya nhi plz btye sir sir

[pareshbhai]

Aayurvedic hospital treatment claim pass hota he ?

[manishgoel]

Sir if I take family floater of 4 people of SI 5 Lac. Now each person will get worth 5lac treatment i.e total 20 lac. Or it is total 5 lac worth treatment for whole family

[amanpathak]

Please make a compare between hdfc ergo optima restore vs niva bupa reassure vs manipal cigna prime advantage

[dharminderrathor]

Star Health Assure Plan Best All Time ✌👌

[TamannaSewani]

If we have Hyper Thyroid, then we are not eligible for this plan

[purushottamganguly]

Is there any deductible premium option available llike Star Health?

[AnilKumar-obqv]

सर हमने 3 लाख की पालिसी ले रखी है इसमें क्या क्या सुविधा है हिन्दी मे बताये मेरी पालिसी 5वर्ष से चल रही है क्यो इलाज अभी तक नही लिया है अनिल यादव

[tapasranjansanyal]

My DOB 21-01-1956 & Wife DOB 09-08-1968 what will be premium for 5 & 10 Lac Sum Assured please advice.

[vyanichoudhari]

Is spine fusion surgery coverd in Pre exiting deseas..???

[wjames]

Air OPD covered hai
No hospitalsation?

Also 3 lakh ka bhi hai kya?

[arpitamandal]

Is angioplasty covered in this policy?

[mummaskitchen]

Sir mera hdfc Argo optima Restore plan hai 8 years baad achanak mujhe by pass karwana pada Mera pura 3'52000 ka claim Diya company ne but abhi critical illness Rider mil sakta hai