Investment Analyst Reacts to Investing TikToks - Holiday Special

Christmas came early, let's go through some finance TikToks together.

My name's Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.

DISCLAIMER:
This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers

Edited by Carol Boeira

[briansager]

Idk why people mess around with stocks and jobs when you can just go to a bank and say "yo 10x my money" and they just do it no problem.

[HowMoneyWorks]

Hi Santa. The price of coal went from $75 per tonne in Jan. 2020 to $430 per tonne in Sept. 2022.

Thanks for putting coal in my stocking

[LividImp]

12:53 That kid's voice hasn't even broke yet and he's handing out life advice. LOL

[JackDuffley]

Someone should tell the US government to sign up for a whole life policy so it can infinite bank its way to prosperity 🤯

[nathanmcgeachy]

Holy shit, I can’t believe I haven’t thought of going to the bank and saying “10x my money”, then using that to buy real estate. Thanks grant cardone, you’ve changed my life 👍

[Strat-Guides]

When I was 18, I learned how to sell cars by watching a Grant Cardone sales course at the dealership I worked at. I learned quickly that his techniques were trash (no basis in reality) It's incredible to see how his swindle has progressed over time with more 0's on the end. Pretty crazy how effective bullshit can be when you say it with such conviction and confidence. Now that I'm older, I can see right through it, but as a kid he definitely had me drinking the cool-aid. Keep up the great work and spreading REAL knowledge!

[yoeddy]

my investment portfolio based on tiktok tips is currently sitting at around $30k. I started with $120k.

[bryceasj]

I hate the infinite banking nonsense.

Imagine how stupid it would sound if someone said "I took out a $90k HELOC out against my $100k home. Now I have $190k net worth, because it's still my home, I just borrowed against it."

Like, no, you don't, my dude. You have a callable debt that can leave you homeless.

[TheRealE.B.]

If you don't EVER go too school and go to work at the sweatshop as a toddler, you'll be about FIFTEEN years ahead of people who DID go to school! /s

[matthewsawczyn]

"I don't feel like yelling at a dressed up like Santa Claus." 😆

[Nick]

the middle school kid telling people not to go to college is wild💀

[pipe]

I love how Richard generally gives off this vibe that he's all business, not too charismatic, and yet he's straight up hilarious

[austinclements]

richards entrance had all the excitement as an alcoholic mall santa XD he really went for it though, so i applaud him

[mmytacist]

props to the kid at 12:53 for at least not using the word "bro"

[allegedwriter]

I'm so glad a 12 year-old TikToker told me, a 31 year-old, that college is useless. Not sure what I would have done otherwise!

[billyvonbean]

I love plain bagel because he gives you unexaggerated information about finance, and will also sit down as Santa and dunk on some tiktok

[rockysmith]

I love the 10 year old saying you're behind😂😂.

[scarymonkey]

I’m so glad you’re here boss man. Without you I may be liable to believe banks will 10x my money no problem.

[alexiskaas]

I LOVE that you played the kid's video but "I have no comment" dressed up as Santa while slowly caressing the costume. I love you plain bagel omfg

[hazeldavis]

Hope you, the missus and the wee mini-bagels have a great holiday!